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BUZZ-eSure: fall in FY profit weighs

** Motor insurer's shares down 6.2 pct at 2-mth lows & poised for biggest one-day drop since early Nov in heavy volume

** FY pretax profit falls 12.8 pct, hurt by challenging market conditions

** Chairman Peter Wood says the UK personal lines insurance mkts remained competitive in 2014, with rate reductions characterising both the motor & home mkts

** Co top FTSE 250 decliner & most actively traded stock on index, with almost twice its 90-day daily avg volume having gone through

** Rivals Admiral Group, RSA Insurance Group & Direct Line also down marginally (RM (LSE: RM.L - news) :abhiram.nandakumar.thomsonreuters.com@reuters.net)