How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

BlackRock, Inc. (BLK)

NYSE - NYSE Delayed price. Currency in USD

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785.29

+7.92

(+1.02%)

At close: 04:00PM EDT

785.12

-0.17

(-0.02%)

Pre-market:

05:43AM EDT