11 Florida Cities Where You Still Can Pay Under $2K a Month for Your Mortgage
With Florida being such a popular destination for everyone from beach bums to retirees, it may seem too far-fetched a place to live. Whether or not your wallet can handle many cities in Florida tends to boil down to your income versus the cost of living.
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Rising property prices are rampant in many areas, and finding a home where your monthly mortgage payment is under $2,000 can be a challenge. However, there are still affordable cities in the Sunshine State where you can comfortably make a home purchase without breaking the bank or even your budget. No matter where your dream Floridan home lands on the map, whether it’s a coastal community or a small-town lifestyle, there are still opportunities for realistic real estate.
While some of Florida’s more popular cities like Miami, Naples and Sarasota may be out of your price range, there are still plenty of affordable options available across the state. By choosing one of these 11 budget-friendly cities, you can enjoy the perks of living in a place without the hefty mortgage payment.
Pine Hills
Average monthly mortgage payment: $1,702
Average home value: $311,310
Average monthly utility bills: $386.67
Average monthly total cost of living: $3,847
Photo is of nearby Orlando.
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Daytona Beach
Average monthly mortgage payment: $1,737
Average home value: $652,392
Average monthly utility bills: $367.71
Average monthly total cost of living: $6,121
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Tallahassee
Average monthly mortgage payment: $1,779
Average home value: $400,771
Average monthly utility bills: $406.38
Average monthly total cost of living: $4,438
Poinciana
Average monthly mortgage payment: $1,801
Average home value: $418,748
Average monthly utility bills: $398.80
Average monthly total cost of living: $4,550
Photo is of nearby Kissimmee.
Jacksonville
Average monthly mortgage payment: $1,823
Average home value: $403,515
Average monthly utility bills: $389.70
Average monthly total cost of living: $4,421
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Deltona
Average monthly mortgage payment: $1,836
Average home value: $559,484
Average monthly utility bills: $371.50
Average monthly total cost of living: $5,558
Palm Bay
Average monthly mortgage payment: $1,850
Average home value: $405,819
Average monthly utility bills: $370.36
Average monthly total cost of living: $4,403
Lehigh Acres
Average monthly mortgage payment: $1,859
Average home value: $394,615
Average monthly utility bills: $391.59
Average monthly total cost of living: $4,489
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Spring Hill
Average monthly mortgage payment: $1,875
Average home value: $303,784
Average monthly utility bills: $396.90
Average monthly total cost of living: $3,750
Photo is of nearby Tarpon Springs.
Lakeland
Average monthly mortgage payment: $1,919
Average home value: $599,017
Average monthly utility bills: $371.50
Average monthly total cost of living: $5,716
Gainesville
Average monthly mortgage payment: $1,920
Average home value: $602,597
Average monthly utility bills: $399.55
Average monthly total cost of living: $5,780
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This article originally appeared on GOBankingRates.com: 11 Florida Cities Where You Still Can Pay Under $2K a Month for Your Mortgage