If you’ve gone through life looking after the pennies, then you’d better ensure your will stipulates you are laid to rest before 10am.
The cost of a funeral more than doubles in some areas after 10am – and cremation prices vary by more than £500, depending on where the dead person lived.
The average price charged by crematoria in the UK is £780 – typically covering the service in the chapel and cremation itself.
However, the cheapest place to be cremated is in Morden in Surrey, where an early morning service is £274.00.
But that cost rises during the week after 10am to £570.
The cheapest charge for a cremation after 10am on a weekday is in Feltham, Middlesex, where the charge is £515 for a 30-minute chapel slot including a 20-minute service.
At the other end of the scale is in Angus in Scotland, where it will cost £1,070 – a price mirrored by 10 Dignity branches for a cremation service.
The startling disparity in costs is revealed in new research by Funeral Plan Market. It suggests that all crematoria provide a budget price cremation or set a national price cap.
“Cremation prices vary dependent on the operator and geographical location,” says the company, which provides online comparisons of funeral costs.
“What may appear to be a cheaper price in the first instance may mean the allocated time for the service is shorter and therefore payment for additional time will increase the price.”
Over 75% of funerals in the UK are now for cremation – up from just over 34% in 1960, the research shows.
Almost three-quarters (70%) of crematoria offer a Saturday service at a higher price, this is often a morning service, with the average price being £1,100 – 41% higher than the national average for a weekday daytime service.
And one in three offer a Sunday service, with the average price of £1,465, 88% higher than the national average for a weekday daytime service.
The most expensive council operated crematorium is in Barrow-in-Furness, a weekday service is charged at £959 that provides a 45-minute chapel slot for a 30-minute service.
The cheapest privately-owned crematorium is in Watford, a weekday service is charged at £560 for a 40-minute chapel slot for a 25-minute service.