Money Diary: A 22-Year-Old Electrician In Grimsby On 17k
Welcome to Money Diaries, where we're tackling what might be the last taboo facing modern working women: money. We're asking a cross-section of women how they spend their hard-earned money during a seven-day period – and we're tracking every last penny.
This week: "Hi! I am 22 years old and I work as an electrical apprentice in the oil and gas industry. I am currently completing an HNC alongside my day-to-day work; I prefer this type of education as I get to learn vocationally and I get paid as I learn. I live at home with my parents at the moment and I am very fortunate to have very little outgoings. I have worked throughout the pandemic so I have been able to save up some money to hopefully move into the home my boyfriend is buying!"
Industry: Oil and gas Age: 22 Location: Grimsby Salary: £8.20 an hour, for 40 hours a week. Paycheque amount: £285 weekly after tax, national insurance and pension. Number of housemates: Five (Mum, Dad, sister C, her boyfriend B, and my brother A) and seven pets (three dogs and four cats).
Housing costs: £0. I am very lucky that my parents don’t charge me rent to live at home, although they do ask that I put the money I would spend on rent in savings so I put £50 a week in a help-to-buy ISA. Loan payments: £0. I have a credit card that I pay off in full each month and no student loan as I didn’t go to university. Utilities: £0 as I still live with my parents. Transportation: I own my car, insurance £73 a month, fuel £60 a month and I pay my tax yearly. I would usually pay at least double the fuel but I am not travelling anywhere other than work at the moment. I would also top up my HumberTag for the Humber Bridge with £20 as my boyfriend lives in Hull but I cannot see him because of the lockdown at the moment. Phone bill: £35 contract, £5.50 insurance. Savings? Weekly £50 into a help-to-buy ISA, £25 into an emergency fund, £25 in a holiday fund and £12.50 each in a car fund and a gifts fund. I currently have £5,300 saved between all of those accounts. Other: I pay £9.99 a month for Spotify and £0.79 for iCloud storage. I try to keep to £100 a week for spending.
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Clayton Kershaw pitched six innings of five-hit ball to win an outstanding duel with Max Scherzer, and the Los Angeles Dodgers swept three games from the Washington Nationals with a 3-0 victory Sunday. Rookie Zach McKinstry homered and drove in all three runs for the defending World Series champion Dodgers, who are off to a major league-best start of 8-2 despite playing this series without injured former MVP outfielders Mookie Betts and Cody Bellinger. Kershaw (2-1) struck out six with no walks in his first home start since winning his first World Series ring.
Ecuadorans voted Sunday to choose between a young, socialist protege of ex-leader Rafael Correa and a veteran conservative as their new president, with the oil-rich country mired in an economic crisis aggravated by the Covid-19 pandemic. Opinion polls had the two contenders neck and neck in the battle for control of the country of 17.4 million.Economist Andres Arauz, 36, is virtually unknown but topped February's first round of voting on the back of support from his mentor, Correa, who led the country from 2007-2017."This is our opportunity to leave the past behind, to leave this pain, this suffering, this exclusion we've experienced lately and to move to a truly humane government, one which loves its people," said Arauz while accompanying a voter in the capital, Quito.Arauz himself didn't vote on Sunday because he is still registered in Mexico where he was studying for a doctorate before deciding to run in the election.Ex-banker Guillermo Lasso, 65, is a seasoned politician and third-time presidential candidate after having twice finished second: to Correa in 2013 and Lenin Moreno in 2017."I invite you to give us an opportunity to serve you ... because with humility I say: I will give my life for the people," said Lasso when voting in Ecuador's largest city Guayaquil, the country's economic hub.Polls closed at 5:00 pm (2200 GMT) after 10 hours with voting obligatory for 13.1 million people in the South American country of winding Pacific coast, and Andean highlands that plunge to tropical pre-Amazon basin lowlands.There were no voter crowding issues the National Electoral Council said before polls closed.The first results are expected at around 0000 GMT.Whoever wins will take over from beleaguered Moreno on May 24 and will immediately face an economic crisis exasperated by a 7.8 percent contraction in GDP in 2020.Overall debt is almost $64 billion -- 63 percent of GDP -- of which $45 billion (45 percent of GDP) is external debt.At the same time, the country has been hard hit by the pandemic with hospitals overwhelmed by more than 340,000 coronavirus infections and over 17,000 deaths.'Technical draw' Arauz, the candidate from the Union of Hope coalition, topped the first round with almost 33 percent of the vote, some 13 percentage points ahead of Lasso, from the Creating Opportunities movement.Correa would have been his running mate but for an eight-year conviction for corruption."If Arauz wins, Correa-style politics will continue. If Lasso wins, we will immediately end all that ... which has been a terrible situation for years," Judith Viteri, 41, who works in a chemist, told AFP after voting.Correa lives in exile in Belgium, where his wife was born, and he is able to avoid his prison sentence. But his influence on Ecuadoran politics remains strong.The last poll by Market predicted a "technical draw" on Sunday with Arauz garnering 50 percent and Lasso getting 49 percent.However, Market director Blasco Penaherrera told AFP that Lasso's "growth" was "vastly superior" to that of Arauz.Lasso scraped into the runoff by less than half a percentage point ahead of indigenous candidate Yaku Perez, who contested the result and claimed to have been the victim of fraud.It took weeks for Lasso's second place to be confirmed. Ahead of the runoff, electoral officials decided to abandon the usual rapid count to avoid potentially misleading results.Socialist Perez, whose Pachakutik indigenous movement is the second-largest bloc in the legislature, picked up around 20 percent of the vote in the first round.Pachakutik has refused to back either candidate in the second round."This social division, that the campaign highlighted, means that the vote to reject Correa effectively goes to Lasso," said Pablo Romero, an analyst at Salesiana University.'Change needed' Political scientist Santiago Basabe, of the Latin American Faculty of Social Sciences, believes Arauz has the edge."While either could win, it seems to me that Arauz has more chance," said Basabe.Yet "there's a feeling that to a certain extent, it doesn't matter who wins, we just need an immediate change," said Romero.Should Lasso win, he would face a tough job with Arauz's leftist coalition."There will be permanent tension with the executive. There's almost no chance of the reforms the country needs," said Romero.(AFP)
Kyle Seager wasn’t sure he got all of the ball in his final at-bat. Seager hit his second homer of the game, a three-run drive in the ninth inning to complete the Seattle Mariners’ comeback from a six-run deficit to beat the Minnesota Twins 8-6 Sunday. Seager had four hits and Taylor Trammell also homered for Seattle, which trailed 6-0 going into the sixth.
A senior Apple Inc executive has agreed to testify before the U.S. Senate on competition issues related to mobile app stores, days after panel leaders criticized the company for refusing to appear. The company said in a letter sent to senators, seen by Reuters, that Chief Compliance Officer Kyle Andeer will be available to testify at an April 21 hearing held by part of the Senate Judiciary Committee. App makers have long complained that mandatory revenue sharing payments and strict inclusion rules set by Apple's App Store for iPhones and iPads, along with Google's Play store for Android devices, amount to anticompetitive behavior.
State police announced Sunday that they have taken over law enforcement duties in Mexico’s Caribbean coast resort of Tulum, relieving a municipal force that has been charged in the death of a Salvadoran woman while being detained. Lucio Hernández Gutiérrez, the acting state police chief in Quintana Roo state, said the municipal officers in Tulum had systematically violated proper procedure. Tulum officers who do not pass the training courses will be fired, Hernández Gutiérrez said.
Seven Catholic clergy, including two French citizens, were kidnapped Sunday in Haiti, said the spokesman of the Bishop's Conference for the island nation, which has been rocked by unrest. Five priests and two nuns were abducted in the morning in Croix-des-Bouquets, a commune northeast of the capital Port-au-Prince, while they were "on their way to the installation of a new parish priest," Father Loudger Mazile told AFP.The kidnappers had demanded a $1 million ransom for the group, which includes one French priest and one French nun, he added.Haitian authorities suspect an armed gang called "400 Mawozo" -- which is active in kidnappings -- is behind the abduction, according to a police source.Four of the priests are Haitian, and one of the two nuns.The French embassy in Haiti did not respond to AFP's request for comment.Kidnappings for ransom have surged in recent months in Port-au-Prince and other provinces, reflecting the growing influence of armed gangs in the Caribbean nation.Gangs on the rise "This is too much. The time has come for these inhuman acts to stop," Bishop Pierre-Andre Dumas of the Haitian commune Miragoane told AFP."The Church prays and stands in solidarity with all the victims of this heinous act."In March, the Haitian government declared a month-long state of emergency to restore state authority in gang-controlled areas, including in the capital.The measure was motivated by the actions of armed gangs who "kidnap people for ransom, openly declaring it, steal and loot public and private property, and openly confront the public security forces," according to the presidential decree.The rise in gang violence and political instability have recently drawn protesters onto the streets of Port-au-Prince.A week ago, hundreds of female protesters rallied in the city against the growing power of gangs, which has led to a spike in kidnappings for ransom.Haiti, the poorest country in the Americas, has also been in a months-long political crisis.President Jovenel Moise maintains that his term of office runs until February 7, 2022, but others claim it ended on February 7, 2021.The disagreement stems from the fact that Moise was elected in a vote that was cancelled for fraud, and then re-elected a year later.Without a parliament, the country fell further into crisis in 2020, and Moise is governing by decree, fuelling growing mistrust of him.Amid the instability, Moise has said he plans to hold a constitutional referendum in June.(AFP)
Thirteen people who describe themselves as "victims of forced confessions broadcast on Chinese television" are urging European satellite operator Eutelsat to reconsider carrying Chinese channels CGTN and CCTV4. The letter published by human rights watchdog Safeguard Defenders details a list of violations that the signatories say China is guilty of using to extort confessions from them and "refuse the right to a fair trial"."We are asking you... to determine whether television providers in democratic societies ought to continue to be morally complicit in the broadcast of information that is intentionally twisted and obtained through torture," the group said. "We are only a dozen victims able to speak out.... Many other victims are in prison. A few have been executed."The victims have no way of demanding reparations. The only way to stop this is for television regulators to investigate and take measures," the group added. The letter notes Australian public broadcaster SBS stopped using content from Chinese state-run television in March pending a review of human rights concerns.The UK also fined CGTN for partiality and violation of privacy and removed it from the airwaves, a ban that pushed the channel to set up shop in France. French audiovisual regulator CSA determined in March that CGTN met the technical criteria necessary for broadcasting but just this week Safeguard Defenders submitted two complaints against the channel. One cited an allegedly coerced interview with a Uyghur child and the other was a defamation complaint from German researcher Adrian Zenz, whose reports on the treatment of Uighurs in China's western Xinjiang region have drawn rebukes from Beijing.The signatories are from China and other countries, including Chinese human rights lawyers Bao Longjun and Jiang Tianyong who have been targeted by authorities in their country. Simon Cheng, a former British consulate staffer in Hong Kong, who was granted asylum in the UK after allegedly being tortured by Chinese secret police also signed the letter. Also giving support is Swedish activist and Safeguard Defenders co-founder Peter Dahlin, who spent three weeks in jail in 2016 before being expelled from the country as a national security threat.Angela Gui, daughter of Gui Minhai who published in Hong Kong until he was sentenced to 10 years in prison in 2020, signed on behalf of her father.(AFP)