Moneywise

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  • My money matters, with TVs Kevin McCloud Moneywise - Fri, Apr 24, 2015 12:31 BST

    Kevin McCloud and his hard hat have presented Channel 4's popular property show Grand Designs since 1999. Here, he dishes the dirt on how it all started, what's next and how he'd fix the housing market. ...

  • Have Budget changes made cash Isas worthless? Moneywise - Thu, Apr 23, 2015 14:16 BST
    piggy bank savings

    From next year basic-rate taxpayers can earn £1,000 in interest a year on savings without paying tax

  • New mobile network iD to be launched by Carphone Warehouse Moneywise - Thu, Apr 23, 2015 12:11 BST

    Mobile phone retailer Carphone Retailer is to launch its own mobile network, called iD. The network will be what's known as a "virtual network operator", meaning it will piggyback on an existing ...

  • Barclays biggest loser from current accounts switching Moneywise - Thu, Apr 23, 2015 11:23 BST

    The number of customers who switched current account provider in the last 12 months has jumped by 7%, new figures have revealed, with Barclays experiencing the biggest net loss of customers. Data from ...

  • Revealed: the UK's most trusted financial providers Moneywise - Wed, Apr 22, 2015 17:47 BST

    Since the start of the year, you've been telling us all about the customer service you receive from your financial providers. You've revealed how your bank has been making life easier for you to manage ...

  • Neil Woodford launches record £800m investment company Moneywise - Wed, Apr 22, 2015 11:48 BST

    Woodford Investment Management has launched the biggest ever UK investment company launch, successfully raising £800 million by the time the Woodford Patient Capital Trust launched on the London Stock ...

  • Only 17% of annuity holders would consider selling for cash Moneywise - Tue, Apr 21, 2015 16:43 BST

    Fewer than one in five annuity holders would consider selling their annuity for cash if the government introduces rules allowing them to do so. George Osborne's March 2015 Budget included plans for a consultation ...

  • The conservatives are falling over themselves to cater to retirees - but what motives lie behind the rhetoric? Claims by the Conservative Party that it will put pensioners "at the heart" of its ...

  • Supermarkets to face probe over 'misleading' prices Moneywise - Tue, Apr 21, 2015 12:11 BST

    The UK's supermarkets are to face an investigation from the regulator over claims of "confusing and misleading" pricing tactics and special offers. Consumer body Which? has used its legal powers ...

  • Divorcees lose £2k a year in retirement income Moneywise - Tue, Apr 21, 2015 10:20 BST
    Empty wallet

    Divorcees intending to retire in 2015 will receive £2,000 less in retirement than couples who are still married

  • The cost of starting a family in your 40s Moneywise - Mon, Apr 20, 2015 15:59 BST
    Baby boy playing with TV remote

    The birth rate among women over 30 has quadrupled in 30 years - but how much does raising a child cost?

  • Mini Bonds: the pros and cons Moneywise - Thu, Apr 16, 2015 15:15 BST
    Box of chocolates

    Fancy receiving your income in burritos or chocolate? Then mini bonds could be for you, but buyer beware...

  • With just three weeks to go until the General Election, the country's major political parties are busy preparing for polling day. This week sees the launch of their manifestos so here is a round up of ...

  • Tax rates, limits and allowances for 2015/16 Moneywise - Thu, Apr 16, 2015 12:59 BST

    Income tax The Personal Allowance - the amount of money you can earn each year without having to pay income tax: £10,600. [Note: Those born before 6 April 1938 who receive annual income of up to £27,700 ...

  • RBS and NatWest customers face overdraft rate hike Moneywise - Thu, Apr 16, 2015 12:38 BST

    Thousands of RBS and NatWest customers face paying more in overdraft fees after being automatically switched to current accounts with higher charges. A total of 140,000 customers with money in seven old ...

  • Barclays to launch new reward scheme – but it'll cost you Moneywise - Wed, Apr 15, 2015 14:12 BST

    Barclays is to launch a paid-for new rewards programme on Monday 20 April, called Barclays Blue Rewards. For £3 a month, customers who sign up will get monthly fixed cash rewards up to £15. They will also ...

  • Should you cash in your pension? Moneywise - Wed, Apr 15, 2015 13:29 BST

    In the immediate aftermath of the 2014 Budget, IFA Chase De Vere reckoned that a third of its clients had actively enquired about cashing in their pension, while more recent research from the Channel 4 ...

  • What is gearing and how does it work? Moneywise - Wed, Apr 15, 2015 12:36 BST

    Throughout 2015, Moneywise will be guiding you through the basics of investing in investment companies. Here we take a look at how gearing works and how it can impact on a company's performance. When you ...

  • Investment guide: Latin America Moneywise - Wed, Apr 15, 2015 12:21 BST

    There is something undeniably romantic about Latin America. Whether it's the beautiful scenery, the general climate or the languages spoken within these countries, it's a region that is synonymous with ...

  • Failing to switch mobile deal could cost you £100 Moneywise - Wed, Apr 15, 2015 01:00 BST

    If you fail to switch to a better deal once your existing mobile phone contract comes to an end your handset will likely end up costing you £92 more than it should. Consumers are collectively missing out ...

  • Inflation sticks at 0% Moneywise - Tue, Apr 14, 2015 14:13 BST

    The UK's consumer prices index (CPI) remained flat at 0% in March as the economy staves off deflation. Meeting analysts' expectations, UK inflation remained at 0% over the 12 months to 31 March, as the ...

  • Tories to extend Right to Buy if they win power Moneywise - Tue, Apr 14, 2015 13:43 BST

    A Conservative government would extend the Right to Buy to 1.3 million housing association tenants in England, it announced today. Currently, around 800,000 housing association tenants who have lived in ...

  • Clydesdale Bank fined a record £20m for PPI failings Moneywise - Tue, Apr 14, 2015 11:51 BST

    Clydesdale Bank has been fined more than £20 million by the Financial Conduct Authority (FCA) for "serious failings" in the way it handled complaints about payment protection insurance (PPI). ...

  • Skipton launches top-paying easy-access cash Isa Moneywise - Mon, Apr 13, 2015 18:03 BST

    Skipton Building Society has launched a top-paying easy-access cash Isa that is unlikely to be around long. Its Limited Edition Cash Isa pays 1.6% and you can transfer your existing cash Isas into the ...

  • Should you work with family? Moneywise - Mon, Apr 13, 2015 17:50 BST

    Britain has a strong history of successful family businesses. Among them are firms that have survived centuries, innovative start-ups and some of the nation's most famous brands. But how have they become ...

  • Common financial complaints - and how to fix them Moneywise - Mon, Apr 13, 2015 17:28 BST

    The Financial Ombudsman Service (FOS) received more than 2.3 million enquiries last year from people fed up with the treatment they had received at the hands of their bank, insurer or loan company. That ...

  • Cash payments plummet to £18 out of every £100 spent Moneywise - Mon, Apr 13, 2015 12:47 BST

    Cash payments make up just £18.33 for every £100 spent as Brits embrace alternative ways to pay in the digital age. Analysis from Halifax customer current accounts found that cash made up just 16.6% of ...

  • Tories plan pension raid to fund IHT overhaul Moneywise - Mon, Apr 13, 2015 12:13 BST

    The Conservatives have announced plans to restrict pensions tax relief for higher earners to fund an increase to the inheritance tax (IHT) allowance. Under the proposals, the Tories will increase the inheritance ...

  • Should you defer your state pension? Moneywise - Mon, Apr 13, 2015 12:13 BST

    If you are due to reach state pension age (SPA) before 6 April 2016, you could give your state pension a sizeable boost by deferring it. Deferring your pension is often a no-brainer for healthy 60-somethings ...

  • Lending Works launches pension features Moneywise - Fri, Apr 10, 2015 16:08 BST

    Peer to peer platform (P2P), Lending Works, has launched a range of new features to help retirees use their savings to generate a regular income. P2P – or social – lending sites such as Lending Works, ...

  • The new pension rules: how will they affect you? Moneywise - Fri, Apr 10, 2015 14:09 BST

    What will you do with your pension? Until now savers have had very little choice. The vast majority had no option but to buy an annuity – which in return for your pension fund provides an income for life. ...

  • Lloyds Bank's new 13/13 credit card charges no interest on balance transfers and purchases for 13 months and there's no fee for transfers made in the first 90 days. It's Lloyds' longest-ever fee-free balance ...

  • Top savings accounts for building a rainy day fund Moneywise - Thu, Apr 9, 2015 17:16 BST
    Pound coins in hand

    More than three-quarters of people are squirreling money away each month, according to Moneysupermarket.com

  • West Brom ups rate on Online Isa Moneywise - Thu, Apr 9, 2015 16:30 BST

    West Brom Building Society has provided a welcome boost for savers looking to shield money away from the tax man by upping the rate on its online cash Isa to a market-leading 1.55%. Its WeBSaveR Limited ...

  • Cheapest-ever 10-year mortgage deals: what's the catch? Moneywise - Thu, Apr 9, 2015 12:58 BST

    Britons have traditionally been wary of fixing their mortgages for as long as 10 years but their reluctance is being tested to the max. Mortgage lenders are now offering astonishingly cheap decade-long ...

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