Moneywise

Latest News

  • Top loan deals Moneywise - 20 hours ago

    Whatever you're looking to do, the breadth of choice on offer means it pays to shop around. The interest rate you’ll pay depends on how much you borrow. Typically the cheapest loans are for people borrowing ...

  • This week's best savings rates Moneywise - 20 hours ago

    In this article, Moneywise reviews regular, children's savings, fixed-rate and instant-access accounts with the best savings rates currently on the market. Remember, these rates are before tax, but from ...

  • Cash Isas of the week Moneywise - Wed, May 4, 2016 18:26 BST

    Everyone aged over 16 can save up to £15,240 in an Isa during the 2015/16 tax year, and again in the 2016/17 tax year. The benefit of an Isa is that all the interest you earn is free of tax, which is why ...

  • How to get out of Buy to Let Moneywise - Wed, May 4, 2016 11:24 BST

    The government has sent a stark message to landlords: it stands firmly in the camp of homebuyers and has little interest in property investors or their profits. The latest blow to the buy-to-let sector ...

  • Remortgage to cut your monthly payments Moneywise - Tue, May 3, 2016 17:35 BST
    Mortgage

    Mortgage companies often offer introductory ‘teaser’ rates to new customers, either at a lower variable-rate, or a fixed rate for an introductory period.

  • mortgage deals for home movers Moneywise - Tue, May 3, 2016 17:25 BST

    When moving house, you’ll hopefully have a decent equity stake in the property you’re selling so you’ll be in a strong position to secure a cheap mortgage. We’ve scanned the market to look at some of the ...

  • This week's best first-time-buyer mortgage deals Moneywise - Tue, May 3, 2016 16:42 BST

    Our first-time buyer has a 10% deposit and is looking to buy a £200,000 property over 25 years. She’d prefer to fix her interest rate as she’s heard the base rate is likely to rise in the near future. ...

  • Buy to let mortgage deals Moneywise - Tue, May 3, 2016 16:09 BST

    Buy-to-let investors tend to get mortgages on an interest only basis, though capital repayment options are also available. Our roundup of the best deals, below, is based on someone borrowing against a ...

  • Best credit cards for international shopping Moneywise - Tue, May 3, 2016 12:36 BST

    Remember, it's often sensible to pay for purchases when you're abroad by credit card – if anything untoward does happen, you will usually be covered by your provider for purchases over £100. But many cards ...

  • Best 0% credit card deals Moneywise - Tue, May 3, 2016 11:03 BST

    Choosing the right card can be a difficult task but Moneywise has sifted through the plastic to find the very best credit cards to suit a variety of spending patterns. Our weekly round-up contains all ...

  • Top cashback cards Moneywise - Tue, May 3, 2016 10:40 BST

    Choosing the right card can be a difficult task but Moneywise has sifted through the plastic to find the very best credit cards to suit a variety of spending patterns. Our weekly round-up contains all ...

  • Will you make the same mistake as Prince? Moneywise - Thu, Apr 28, 2016 18:46 BST
    FILE - In this Nov. 22, 2015 file photo, Prince presents the award for favorite album - soul/R&B at the American Music Awards in Los Angeles. A famous bassist and longtime friend of pop megastar Prince says the artist found “real happiness” in his faith and could stay up all night talking about the Bible. Larry Graham tells The Associated Press that Prince became a Jehovah’s Witness later in life and that it changed the star’s music and lifestyle. (Photo by Matt Sayles/Invision/AP, File)

    Pop megastar Prince reportedly left no will when he died last month, leaving his multi-million dollar fortune potentially in dispute.

  • Sneaky supermarkets Moneywise - Mon, Apr 25, 2016 15:46 BST

    And now they’re being criticised for displaying suspect special offers. The Money Advice Service has pointed out that consumers are spending more than £1,000 a year more than they mean to because of underhand ...

  • This week's best current accounts Moneywise - Fri, Apr 22, 2016 11:07 BST

    While interest rates aren't doing much to help you boost your balances, there are still plenty of things you need to bear in mind when choosing which current account to go for. If you are the type of person ...

  • First-time buyers need £64k salary to afford a home by 2020 Moneywise - Thu, Apr 14, 2016 13:47 BST

    First-time buyers will need a salary of £64,000 and a deposit of £46,000 to afford an average first-time buyer home by 2020, according to research by Shelter. The housing charity warns that this is an ...

  • How to manage an overdraft Moneywise - Wed, Apr 13, 2016 18:01 BST

    Most of us stumble into the red at one stage or another, but for those who have not arranged an overdraft with their account provider the results can be seriously bad for their wallet. Even using an authorised ...

  • Buy-to-let in Europe? Moneywise - Wed, Apr 6, 2016 13:17 BST

    With property investors facing stamp cut hikes in the UK, is it a good time to buy abroad? We look at four potential hotspots. Landlords in the UK have suffered several blows to their income in the past ...

  • New tax charge on higher earners' pensions Moneywise - Wed, Apr 6, 2016 10:29 BST

    Higher earners could be subject to a new tax charge from today, (6 April 2016) following the introduction of a tapered annual allowance that will reduce the amount of money they are able to contribute ...

  • Invest in 2016 Moneywise - Tue, Apr 5, 2016 16:57 BST

    Why invest when I can save? ‘A penny saved is a penny earned’ – perhaps in the heady days of high interest rates, but now, with the ‘new normal’ being near-zero interest rates, saving your money in an ...

  • Stocks and shares Isas: five funds to get you started Moneywise - Tue, Apr 5, 2016 13:18 BST

    What should you consider when making your first Isa investment? We find five all-purpose funds that you could stick with for the long term. For the uninitiated, moving into the world of investing can seem ...

  • Eleventh hour Isa tips Moneywise - Tue, Apr 5, 2016 11:40 BST

    If you are still unsure how to invest this year’s Isa allowance or which type of Isa to take out, it’s time to make your mind up. At 11.59pm on Tuesday 5 April, the door will shut once again and any subsequent ...

  • The Bard talks money Moneywise - Mon, Apr 4, 2016 15:39 BST

    On the 400th anniversary of his death, the Bard temporarily gives up his ‘perchance to dream’ to set us straight on our spending. After four centuries, the spirit of William Shakespeare broke his silence ...

  • New national living wage starts today Moneywise - Fri, Apr 1, 2016 12:30 BST

    The new national living wage, which sees workers aged-25 and older paid at least £7.20 an hour, takes force today. The move, which was first announced in last summer’s Budget, means those aged-25 and over ...

  • Government called to address 'outdated' funeral support Moneywise - Thu, Mar 31, 2016 12:23 BST

    The support available to bereaved families is ‘outdated’, while the funeral industry may not be operating in a way that serves vulnerable people well, a report published by the Work and Pensions Committee ...

  • Your retirement in 2016 Moneywise - Thu, Mar 31, 2016 11:08 BST

    "Every day in retirement is a day of choice. You are your own boss and write your own job description," or so says Dave Sinclair, a trainer for Later Life retirement courses. For some of Sinclair's ...

  • How to find a financial adviser in 2016 Moneywise - Thu, Mar 31, 2016 11:07 BST

    Regular saving is important to ensure a secure financial future. Investing offers the chance to beat the interest rates paid on high street bank accounts - whether you're cautious or adventurous with your ...

  • Property prices continue to soar in London Moneywise - Wed, Mar 30, 2016 17:57 BST

    House prices rose by 13.5% in the capital over the year to February, bringing the average price to £530,368, according to the latest official data. Meanwhile, property prices in England and Wales rose ...

  • How to find the best mortgage advice Moneywise - Wed, Mar 23, 2016 16:12 GMT

    The number of people remortgaging their homes rose 30% in June in a scramble for cheap, fixed-rate loans not seen since the beginning of the financial crisis. Remortgaging is increasing as it looks like ...

  • Home extensions: what you need to know Moneywise - Fri, Mar 18, 2016 11:36 GMT

    When you've outgrown your living space, one possibility is to move house but when you weigh up the cost of upsizing, it's easy to see why so many homeowners decide to stay put and extend their homes. Using ...

  • Financial tips for the disabled Moneywise - Fri, Mar 18, 2016 11:18 GMT

    No one ever thinks it will happen to them but the reality is that all too often fate steps in and thousands are left disabled every year. While disability is regularly perceived as a lifelong condition, ...

  • Kill your clutter Moneywise - Thu, Mar 17, 2016 17:12 GMT

    We know we live in a consumer age but many of us don’t realise what our shopping habits are doing to our happiness, our freedom and our wealth. De-cluttering - getting rid of things we don’t need or want ...

  • Cold-caller revenge Moneywise - Mon, Mar 14, 2016 11:20 GMT

    Jean-Paul Sartre once said:“Hell is other people,” which was pretty prescient of him considering he said it some time before the invention of that truly hellish of human practices: cold calling. Admittedly, ...

  • How to deal with credit cards Moneywise - Mon, Mar 14, 2016 11:10 GMT

    From interest-free balance transfers to cashback deals every time you shop, make the most of your flexible friend. Almost half of us have a credit card and the amount we spend on them is steadily rising. ...

  • Fund briefing: United States Moneywise - Thu, Mar 10, 2016 17:18 GMT

    Investors should always consider having exposure to the United States. As well as being one of the most powerful nations on the planet, it’s also home to a string of global household names such as Apple, ...

  • Too young to think about funeral plans? Moneywise - Thu, Mar 10, 2016 13:13 GMT

    Is it possible to buy a pre-paid funeral plan with a lump sum if you’re aged under 50? I am 46 and recently inherited a few thousand pounds. I would like to use the money to pay for my own funeral, but ...

Next >>