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  • Remember, it's often sensible to pay for purchases when you're abroad by credit card – if anything untoward does happen, you will usually be covered by your provider for purchases over £100. But many cards ...

  • Mortgage

    Mortgage companies often offer introductory ‘teaser’ rates to new customers, either at a lower variable-rate, or a fixed rate for an introductory period.

  • Top cashback cards Moneywise - 4 hours ago

    Choosing the right card can be a difficult task but Moneywise has sifted through the plastic to find the very best credit cards to suit a variety of spending patterns. Our weekly round-up contains all ...

  • Our first-time buyer has a 10% deposit and is looking to buy a £200,000 property over 25 years. She’d prefer to fix her interest rate as she’s heard the base rate is likely to rise in the near future. ...

  • mortgage deals for home movers Moneywise - 4 hours ago

    When moving house, you’ll hopefully have a decent equity stake in the property you’re selling so you’ll be in a strong position to secure a cheap mortgage. We’ve scanned the market to look at some of the ...

  • Best 0% credit card deals Moneywise - 5 hours ago

    Choosing the right card can be a difficult task but Moneywise has sifted through the plastic to find the very best credit cards to suit a variety of spending patterns. Our weekly round-up contains all ...

  • Holiday money reads Moneywise - Fri, May 27, 2016 16:44 BST

    The holiday season is upon us, and being Moneywise readers, we know you like to read the good stuff. With that in mind, whether you’ll be caravanning in Skegness or more likely to bump into Cameron and ...

  • Top 10 books about money Moneywise - Fri, May 27, 2016 15:11 BST

    At Moneywise we don't just write about money, we like to read about it too. But while there are thousands of factual books on every aspect of personal finance and investment, decent novels that get to ...

  • This week's best current accounts Moneywise - Fri, May 27, 2016 12:24 BST

    While interest rates aren't doing much to help you boost your balances, there are still plenty of things you need to bear in mind when choosing which current account to go for. If you are the type of person ...

  • Top loan deals Moneywise - Fri, May 27, 2016 12:22 BST

    Whatever you're looking to do, the breadth of choice on offer means it pays to shop around. The interest rate you’ll pay depends on how much you borrow. Typically the cheapest loans are for people borrowing ...

  • Cold-caller revenge Moneywise - Fri, May 27, 2016 08:30 BST

    Jean-Paul Sartre once said:“Hell is other people,” which was pretty prescient of him considering he said it some time before the invention of that truly hellish of human practices: cold calling. Admittedly, ...

  • Buy to let mortgage deals Moneywise - Wed, May 25, 2016 13:09 BST

    Buy-to-let investors tend to get mortgages on an interest only basis, though capital repayment options are also available. Our roundup of the best deals, below, is based on someone borrowing against a ...

  • A guide to paying for your funeral Moneywise - Fri, May 20, 2016 10:50 BST

    Your final bill could be more than £8,000. Here’s how to cut the cost. Your funeral is the fourth most expensive thing you will ever pay for after buying a house, having children and getting married. The ...

  • Cash Isas of the week Moneywise - Wed, May 18, 2016 19:48 BST

    Everyone aged over 16 can save up to £15,240 in an Isa during the 2015/16 tax year, and again in the 2016/17 tax year. The benefit of an Isa is that all the interest you earn is free of tax, which is why ...

  • This week's best savings rates Moneywise - Wed, May 18, 2016 19:16 BST

    In this article, Moneywise reviews regular, children's savings, fixed-rate and instant-access accounts with the best savings rates currently on the market. Remember, these rates are before tax, but from ...

  • Will you sell your annuity in 2016? Moneywise - Wed, May 18, 2016 10:54 BST

    Currently, annuity sales are non-reversible. Beyond your cooling-off period (typically 30 days), you cannot cancel or change your policy in any way. However, to level the playing field with those who are ...

  • Are you a mortgage misfit? Moneywise - Tue, May 17, 2016 07:55 BST
    Housing Investment

    Mortgage rates have never been lower but too many people are unable to take advantage because they can't get a home loan at all. Even borrowers with faultless credit histories are being rejected for new ...

  • How to save money with foreign exchange Moneywise - Fri, May 13, 2016 10:10 BST

    The world is smaller than ever. Until 2017, at least, any UK citizen is free to work, study or retire anywhere in the eurozone, and many people travel even further afield. But as we move around the world, ...

  • 8 ways to earn a grand Moneywise - Mon, May 9, 2016 14:33 BST

    Do you dream of earning thousands without the taxman getting his mitts on it? I’m not suggesting you take up correspondence with a Panamanian law firm, but you simply need to make the most of your tax-free ...

  • UK monthly house prices see 0.8% fall Moneywise - Mon, May 9, 2016 12:15 BST

    Average house prices fell by 0.8% in April compared to March, according to latest analysis of the property market by mortgage lender Halifax. The survey also found that house prices in the three months ...

  • How to get out of buy-to-Let Moneywise - Wed, May 4, 2016 11:24 BST
    buytolet

    The government has sent a stark message to landlords: it stands firmly in the camp of homebuyers and has little interest in property investors or their profits.

  • Will you make the same mistake as Prince? Moneywise - Thu, Apr 28, 2016 18:46 BST
    FILE - In this Nov. 22, 2015 file photo, Prince presents the award for favorite album - soul/R&B at the American Music Awards in Los Angeles. A famous bassist and longtime friend of pop megastar Prince says the artist found “real happiness” in his faith and could stay up all night talking about the Bible. Larry Graham tells The Associated Press that Prince became a Jehovah’s Witness later in life and that it changed the star’s music and lifestyle. (Photo by Matt Sayles/Invision/AP, File)

    Pop megastar Prince reportedly left no will when he died last month, leaving his multi-million dollar fortune potentially in dispute.

  • Sneaky supermarkets Moneywise - Mon, Apr 25, 2016 15:46 BST

    And now they’re being criticised for displaying suspect special offers. The Money Advice Service has pointed out that consumers are spending more than £1,000 a year more than they mean to because of underhand ...

  • First-time buyers need £64k salary to afford a home by 2020 Moneywise - Thu, Apr 14, 2016 13:47 BST

    First-time buyers will need a salary of £64,000 and a deposit of £46,000 to afford an average first-time buyer home by 2020, according to research by Shelter. The housing charity warns that this is an ...

  • How to manage an overdraft Moneywise - Wed, Apr 13, 2016 18:01 BST

    Most of us stumble into the red at one stage or another, but for those who have not arranged an overdraft with their account provider the results can be seriously bad for their wallet. Even using an authorised ...

  • Buy-to-let in Europe? Moneywise - Wed, Apr 6, 2016 13:17 BST

    With property investors facing stamp cut hikes in the UK, is it a good time to buy abroad? We look at four potential hotspots. Landlords in the UK have suffered several blows to their income in the past ...

  • New tax charge on higher earners' pensions Moneywise - Wed, Apr 6, 2016 10:29 BST

    Higher earners could be subject to a new tax charge from today, (6 April 2016) following the introduction of a tapered annual allowance that will reduce the amount of money they are able to contribute ...

  • Invest in 2016 Moneywise - Tue, Apr 5, 2016 16:57 BST

    Why invest when I can save? ‘A penny saved is a penny earned’ – perhaps in the heady days of high interest rates, but now, with the ‘new normal’ being near-zero interest rates, saving your money in an ...

  • Stocks and shares Isas: five funds to get you started Moneywise - Tue, Apr 5, 2016 13:18 BST

    What should you consider when making your first Isa investment? We find five all-purpose funds that you could stick with for the long term. For the uninitiated, moving into the world of investing can seem ...

  • Eleventh hour Isa tips Moneywise - Tue, Apr 5, 2016 11:40 BST

    If you are still unsure how to invest this year’s Isa allowance or which type of Isa to take out, it’s time to make your mind up. At 11.59pm on Tuesday 5 April, the door will shut once again and any subsequent ...

  • The Bard talks money Moneywise - Mon, Apr 4, 2016 15:39 BST

    On the 400th anniversary of his death, the Bard temporarily gives up his ‘perchance to dream’ to set us straight on our spending. After four centuries, the spirit of William Shakespeare broke his silence ...

  • New national living wage starts today Moneywise - Fri, Apr 1, 2016 12:30 BST

    The new national living wage, which sees workers aged-25 and older paid at least £7.20 an hour, takes force today. The move, which was first announced in last summer’s Budget, means those aged-25 and over ...

  • Government called to address 'outdated' funeral support Moneywise - Thu, Mar 31, 2016 12:23 BST

    The support available to bereaved families is ‘outdated’, while the funeral industry may not be operating in a way that serves vulnerable people well, a report published by the Work and Pensions Committee ...

  • Your retirement in 2016 Moneywise - Thu, Mar 31, 2016 11:08 BST

    "Every day in retirement is a day of choice. You are your own boss and write your own job description," or so says Dave Sinclair, a trainer for Later Life retirement courses. For some of Sinclair's ...

  • How to find a financial adviser in 2016 Moneywise - Thu, Mar 31, 2016 11:07 BST

    Regular saving is important to ensure a secure financial future. Investing offers the chance to beat the interest rates paid on high street bank accounts - whether you're cautious or adventurous with your ...

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