Moneywise

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  • This week's best current accounts Moneywise - Fri, Feb 5, 2016 14:14 GMT

    While interest rates aren't doing much to help you boost your balances, there are still plenty of things you need to bear in mind when choosing which current account to go for. If you are the type of person ...

  • Top loan deals Moneywise - Thu, Feb 4, 2016 16:56 GMT

    Personal loan providers are jostling for position at the top of the best buy tables. Here's our roundup of this week's cheapest deals, whether you're looking to do up the house, get a new car or consolidate ...

  • mortgage deals for home movers Moneywise - Wed, Feb 3, 2016 13:23 GMT

    When moving house, you’ll hopefully have a decent equity stake in the property you’re selling so you’ll be in a strong position to secure a cheap mortgage. We’ve scanned the market to look at some of the ...

  • This week's best first-time-buyer mortgage deals Moneywise - Wed, Feb 3, 2016 13:15 GMT

    Our first-time buyer has a 10% deposit and is looking to buy a £200,000 property over 25 years. She’d prefer to fix her interest rate as she’s heard the base rate is likely to rise in the near future. ...

  • Remortgage to cut your monthly payments Moneywise - Wed, Feb 3, 2016 12:34 GMT

    Mortgage companies often offer introductory ‘teaser’ rates to new customers, either at a lower variable-rate, or a fixed rate for an introductory period. Once this is up, your monthly payments can rocket ...

  • Buy to let mortgage deals Moneywise - Wed, Feb 3, 2016 12:32 GMT

    Buy-to-let investors tend to get mortgages on an interest only basis, though capital repayment options are also available. Our roundup of the best deals, below, is based on someone borrowing against a ...

  • Cash Isas of the week Moneywise - Wed, Feb 3, 2016 11:52 GMT

    Everyone aged over 16 can save up to £15,240 in an Isa during the 2015/16 tax year, and again in the 2016/17 tax year. The benefit of an Isa is that all the interest you earn is free of tax, which is why ...

  • This week's best savings rates Moneywise - Wed, Feb 3, 2016 11:30 GMT

    In this article, Moneywise reviews regular, children's savings, fixed-rate and instant-access accounts with the best savings rates currently on the market. Remember, these rates are before tax, but from ...

  • In the first six months following the introduction of pension freedoms in April 2015, over 43,000 drawdown plans have been sold, according to a report from retirement specialist Retirement Advantage. But ...

  • Top cashback cards Moneywise - Mon, Feb 1, 2016 17:24 GMT

    Choosing the right card can be a difficult task but Moneywise has sifted through the plastic to find the very best credit cards to suit a variety of spending patterns. Our weekly round-up contains all ...

  • Best credit cards for international shopping Moneywise - Mon, Feb 1, 2016 17:24 GMT

    Remember, it's often sensible to pay for purchases when you're abroad by credit card – if anything untoward does happen, you will be covered by your provider for purchases over £100. But many cards charge ...

  • Best 0% credit card deals Moneywise - Mon, Feb 1, 2016 17:24 GMT

    Best 0% purchase cards If you're looking to splash out on a big purchase, then it's best to look for a credit card with the longest 0% period. This will give you the most time to pay-off the purchase without ...

  • A guide to workplace pensions Moneywise - Mon, Feb 1, 2016 13:57 GMT

    New rules mean even those employing just one person have to start offering a pension. Make sure you don’t miss out. Whether you’re an accountant in a multinational corporation or a nanny employed by one ...

  • What will you do with your pension? Moneywise - Wed, Jan 27, 2016 14:51 GMT

    There are now no rules dictating what you do with your pension. Get the low down on your options with our guide. Taking the cash Until the new rules came into force in April 2015, only those with very ...

  • Is this the end of buy to let? Moneywise - Mon, Jan 25, 2016 14:04 GMT

    Whether you’re an existing landlord or planning to become one, the big question is: will buy to let make you money? There are a number of changes coming up over the next couple of years that will impact ...

  • NHS Dental costs - how much you should be paying and how Moneywise - Wed, Jan 20, 2016 15:28 GMT

    If there's one thing worse than the pain of root canal surgery, it's having to pay for the privilege. According to a simplyhealth survey, our fear of going to the dentist isn't just about physical pain, ...

  • How to pick a Sipp platform Moneywise - Tue, Jan 19, 2016 11:31 GMT

    If you want to open a Sipp you’ll probably want to do it through a fund supermarket, or platform, that gives you a broad range of investment options at a decent price. You may also want some guidance in ...

  • Saving for your pension: people in their 40s Moneywise - Tue, Jan 19, 2016 11:20 GMT

    From April next year, savers will be allowed to do as they wish with their nest egg when they retire. Many anticipate retirees will plough their cash into buy-to-let investments to fund life after work. ...

  • Savings update: top rates continue to fall Moneywise - Mon, Jan 18, 2016 15:58 GMT

    Fixed rate deals continue to fall both on bonds and cash Isas. Tesco has cut the rate on its one-year fixed rate cash Isa from 1.75 per cent to 1.31 per cent for new savers. The best deal is now 1.65 per ...

  • What is compound interest? Moneywise - Mon, Jan 18, 2016 14:17 GMT

    Whether you save in a cash account or stocks and shares, your efforts will be enhanced by the power of compound interest. So long as you don't spend your interest or investment returns, that money boosts ...

  • Woodford heading towards new share issue Moneywise - Wed, Jan 13, 2016 15:40 GMT

    In an announcement to the London Stock Exchange on Wednesday (13 January), the board of the Woodford Patient Capital trust has indicated that it intends to issue a fresh tranche of shares for the popular ...

  • Renewable energy - a sound investment? Moneywise - Wed, Jan 13, 2016 10:34 GMT

    It sounds like the perfect investment. Equip your house with solar panels and look forward to dramatically reduced utility bills and the potential to earn a handsome return by selling any excess energy ...

  • Savings update: top-paying accounts closing Moneywise - Mon, Jan 11, 2016 16:31 GMT

    Fixed-rate deals are falling with several banks closing their top-paying accounts to new savers. The best one-year deal comes from RCI Bank at 2.06 per cent before tax (1.65 per cent after). With this ...

  • While free cash from the Co-op isn’t to be sniffed at, you’ll need to do a lot to get it. The Halifax Reward Account is similar, but also simpler. You'll earn £5 each month every time you don't go overdrawn, ...

  • Barclays offer rewards for new customers Moneywise - Fri, Jan 8, 2016 17:18 GMT

    Barclays is offering double rewards, worth up to £16, in January to people signing up to its Blue Rewards scheme, as banks compete to win new current account customers in January. The double-reward deal ...

  • Invest in 2016 Moneywise - Fri, Jan 8, 2016 13:16 GMT

    Why invest when I can save? ‘A penny saved is a penny earned’ – perhaps in the heady days of high interest rates, but now, with the ‘new normal’ being near-zero interest rates, saving your money in an ...

  • 12,000 customers of failed payday lender Cash Genie are still to claim compensation worth on average of around £175. Cash Genie went into voluntary liquidation on Tuesday after the Financial Conduct Authority ...

  • HSBC online banking woes move into second day Moneywise - Wed, Jan 6, 2016 16:10 GMT

    HSBC customers have been left frustrated after being unable to access their online accounts for a second day running. The bank says a “complex technical issue” has resulted in all personal current account ...

  • Moneywise home finances awards 2015 Part 2: Utilities Moneywise - Wed, Jan 6, 2016 15:54 GMT

    UTILITIES: GAS AND ELECTRICITY Best value for money WINNER: Utilities warehouse HIGHLY COMMENDED: Ovo Energy Best customer service WINNER: Utility warehouse HIGHLY COMMENDED: Ovo Energy Best value for ...

  • 5.7m suffering financial hangover from Christmas spending Moneywise - Wed, Jan 6, 2016 11:43 GMT

    Households struggling with debt following Christmas spending need to take control of their finances now. Nearly one in eight Britons (12%) surveyed by YouGov for National Debtline - the free advice service ...

  • Savings update: top rates in 2016 Moneywise - Tue, Jan 5, 2016 09:44 GMT

    Top deals on fixed-rate cash Isas over one and two years have fallen, following cuts from both AA Savings and Shawbrook Bank. The best one-year rate is Tesco Bank with a tax-free 1.75 per cent, followed ...

  • 2016 looks good for some savers Moneywise - Thu, Dec 31, 2015 09:23 GMT
    Piggybank

    What juicy personal finance treats are waiting for us in 2016 to wipe away our inevitable new year blues? Surprisingly, in this prevailing era of austerity, the answer is ‘quite a few’.

  • Recent divorcees may need to recalculate settlements Moneywise - Thu, Dec 24, 2015 11:02 GMT

    Tens, if not thousands, of divorcees may have to renegotiate their divorce settlement because of a government error that came to light this month. The error involved a form on the Ministry of Justice’s ...

  • Funds: UK smaller companies Moneywise - Wed, Dec 23, 2015 10:10 GMT

    Investors in UK and European smaller companies funds have every reason to smile. Over the past year, the average portfolio focused on these areas has enjoyed bumper double-digit returns, with some up more ...

  • Get a new job or a pay rise in 2016 Moneywise - Tue, Dec 22, 2015 09:38 GMT

    The New Year is the perfect opportunity to make a fresh start in your career, with many of us vowing to change jobs, get promoted or to negotiate a pay rise. Taking a break over the festive period also ...

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