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The most (and least) burgled postcodes in Britain

Homes in Swansea, Pembrokeshire and Cumbria least likely to have experienced a break-in, but where is most at risk?

Leeds has the most break-ins in Britain. Image: fotolia

Households in Leeds, specifically those within the postcode LS13, have more reason to fear a break-in than residents of any other part of Britain.

The area has suffered the largest number of burglaries in the UK according to the latest figures, but is closely followed by parts of Bradford and London, according to analysis of 3.5 million insurance quotes. 

After LS13, the postcode with most likely to have experienced a robbery is BD12 within Bradford.

The top spot for burglary claims in London was North Finchley (N12) coming third on the list overall. Manchester’s Eccles (M30) was in fourth place on the list.

On the other hand, people living within Swansea’s SA9, Pembrokeshire’s SA62 and Cumbria’s LA14 may sleep a little easier after learning they are among the least likely to have experienced a burglary.

Homeowners in these burglary “hotspots” are charged an extra 20% on average for insurance, amounting to £30 extra a year, said Moneysupermarket.com, which carried out the research.

[Compare home insurance policies]

Even those who have not been a victim of burglary pay more if they live in an area with high claims because of insurers blanket approach to pricing by postcode.

Hannah Jones, insurance expert at Moneysupermarket, said: “While there are clearly some areas of the country with a higher proportion of insurance claims for burglary than others, this doesn’t actually mean the area is “rife” with crime.

“Thieves often specifically target areas with wealthy residents, or quieter areas where there’s not a lot of passing foot traffic, where the rewards are potentially greater and the risk of being caught in the act may be lower.”

The 20 UK postcode districts most likely to claim for theft on their home insurance:


Postcode District

Town

County / City

Number of theft claims per 1000 enquiries

1

LS13

Bramley, Gamble Hill, Moorside, Rodley, Swinnow

Leeds

34.8

2

BD12

Low Moor, Oakenshaw, Wyke

Bradford

34.2

3

N12

North Finchley, Woodside Park

London

31.9

4

M30

Eccles   

Manchester

31.6

5

RM3

Harold Wood, Harold Hill, Noak Hill in Romford

London

30.9

6

SW12

Balham, Clapham South, Hyde Farm

London

30.1

7

LS18

Horsforth

Leeds

29.7

8

UB3

Hayes, Harlington

London

29.5

9

SE22

East Dulwich, Peckham Rye, Loughborough Junction, Herne Hill

London

29.1

10

LS28

Calverley, Farsley, Pudsey, Stanningley

Leeds

28.4

11

IG2

Gants Hill, Newbury Park

London

28.1

12

HU6

Hull, Dunswell, Orchard Park

Hull

27.8

13

BD10

Apperley Bridge, parts of Eccleshill, Greengates, Idle, Thackley

Bradford

27.7

14

BD17

Baildon, Shipley

Bradford

27.3

15

LS25

Aberford, Ferry Fryston, Garforth, Hillam, Kippax, Ledsham, Micklefield, Monk Fryston, Sherburn-in-Elmet

Leeds

26.9

16

TW12

Hampton, South Hanworth   

London

26.7

17

BD18

Saltaire, Shipley, Windhill, Wrose

Bradford

26.2

18

SW16

Streatham, Norbury, Thornton Heath, Streatham Park, Furzedown, Streatham Vale, Mitcham, Pollards Hill

London

26.1

19

LS12

Armley, Farnley, New Farnley, Wortley

Leeds

26.1

20

BD6

Buttershaw, Wibsey

Bradford

25.3