The most (and least) burgled postcodes in Britain

Homes in Swansea, Pembrokeshire and Cumbria least likely to have experienced a break-in, but where is most at risk?

Households in Leeds, specifically those within the postcode LS13, have more reason to fear a break-in than residents of any other part of Britain.

The area has suffered the largest number of burglaries in the UK according to the latest figures, but is closely followed by parts of Bradford and London, according to analysis of 3.5 million insurance quotes. 

After LS13, the postcode with most likely to have experienced a robbery is BD12 within Bradford.

The top spot for burglary claims in London was North Finchley (N12) coming third on the list overall. Manchester’s Eccles (M30) was in fourth place on the list.

On the other hand, people living within Swansea’s SA9, Pembrokeshire’s SA62 and Cumbria’s LA14 may sleep a little easier after learning they are among the least likely to have experienced a burglary.

Homeowners in these burglary “hotspots” are charged an extra 20% on average for insurance, amounting to £30 extra a year, said Moneysupermarket.com, which carried out the research.

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Even those who have not been a victim of burglary pay more if they live in an area with high claims because of insurers blanket approach to pricing by postcode.

Hannah Jones, insurance expert at Moneysupermarket, said: “While there are clearly some areas of the country with a higher proportion of insurance claims for burglary than others, this doesn’t actually mean the area is “rife” with crime.

“Thieves often specifically target areas with wealthy residents, or quieter areas where there’s not a lot of passing foot traffic, where the rewards are potentially greater and the risk of being caught in the act may be lower.”

The 20 UK postcode districts most likely to claim for theft on their home insurance:


Postcode District
Town
County / City
Number of theft claims per 1000 enquiries
1
LS13
Bramley, Gamble Hill, Moorside, Rodley, Swinnow
Leeds
34.8
2
BD12
Low Moor, Oakenshaw, Wyke
Bradford
34.2
3
N12
North Finchley, Woodside Park
London
31.9
4
M30
Eccles   
Manchester 31.6
5
RM3
Harold Wood, Harold Hill, Noak Hill in Romford
London
30.9
6
SW12
Balham, Clapham South, Hyde Farm
London
30.1
7
LS18
Horsforth
Leeds
29.7
8
UB3
Hayes, Harlington
London
29.5
9
SE22
East Dulwich, Peckham Rye, Loughborough Junction, Herne Hill
London
29.1
10
LS28
Calverley, Farsley, Pudsey, Stanningley
Leeds
28.4
11
IG2
Gants Hill, Newbury Park
London
28.1
12
HU6
Hull, Dunswell, Orchard Park
Hull
27.8
13
BD10
Apperley Bridge, parts of Eccleshill, Greengates, Idle, Thackley
Bradford
27.7
14
BD17
Baildon, Shipley
Bradford
27.3
15
LS25
Aberford, Ferry Fryston, Garforth, Hillam, Kippax, Ledsham, Micklefield, Monk Fryston, Sherburn-in-Elmet
Leeds
26.9
16
TW12
Hampton, South Hanworth   
London 26.7
17
BD18
Saltaire, Shipley, Windhill, Wrose
Bradford
26.2
18
SW16
Streatham, Norbury, Thornton Heath, Streatham Park, Furzedown, Streatham Vale, Mitcham, Pollards Hill
London
26.1
19
LS12
Armley, Farnley, New Farnley, Wortley
Leeds
26.1
20
BD6
Buttershaw, Wibsey
Bradford
25.3