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The retirement income gap no-one is talking about

People are living longer than ever before and this can impact how you plan for retirement

Top 10 toys for Christmas 2013 revealed

  • <p><b>City Coast Guard Patrol</b></p><p>There has to be a LEGO on the list and this year it's this water-themed set complete with submarine, helicopter and sharks. It might be for five-12 year olds, but we'll be stealing it come Boxing Day.</p>
    1/10

    top christmas toys dream city coast guard patrol lego

    City Coast Guard Patrol

    There has to be a LEGO on the list and this year it's this water-themed set complete with submarine, helicopter and sharks. It might be for five-12 year olds, but we'll be stealing it come Boxing Day.

  • <p><b>Robo Fishbowl</b></p><p>Goldfish forever dying on you? Instead of a real one, try a robotic version. Powered by an electromagnetic system, these fish can swim up, down, left, right and forward and never need cleaning out. There are four fish and four sharks to collect in wave one.</p>£14.99
    2/10

    dream toys christmas top robo fish

    Robo Fishbowl

    Goldfish forever dying on you? Instead of a real one, try a robotic version. Powered by an electromagnetic system, these fish can swim up, down, left, right and forward and never need cleaning out. There are four fish and four sharks to collect in wave one.

    £14.99
  • <p><b>VTech Innotab 3S</b></p><p>The latest mulitimedia tablet designed especially for children includes a touch screen, camera, child-friendly wifi, g-sensor and creative, educational activities including games and e-books as well as TV shows and music.</p><p>£99.99</p>
    3/10

    dream toys christmas top innotab vtech

    VTech Innotab 3S

    The latest mulitimedia tablet designed especially for children includes a touch screen, camera, child-friendly wifi, g-sensor and creative, educational activities including games and e-books as well as TV shows and music.

    £99.99

  • <p><b>Furby Boom!</b></p><p>This new critter joins the Furby family and includes the ability to hatch digital furbling friends thanks to a matching app. Owners can play, feed and interact with both their physical critter and its digital hatchlings.</p><p>£59.99</p>
    4/10

    dream toys christmas top furby boom

    Furby Boom!

    This new critter joins the Furby family and includes the ability to hatch digital furbling friends thanks to a matching app. Owners can play, feed and interact with both their physical critter and its digital hatchlings.

    £59.99

  • <p><b>Teksta Robotic Puppy</b></p><p>This robopup can bring love to all the children whose mean parents/annoying allergies mean they can't have a real dog. The artificial intelligence means the pup can bark, cry and even show feelings in its anamatronic eyes. Plus it back flips. Does your real dog back flip? Thought not.</p><p>£59.99</p>
    5/10

    dream toys christmas top teksta robotic puppy

    Teksta Robotic Puppy

    This robopup can bring love to all the children whose mean parents/annoying allergies mean they can't have a real dog. The artificial intelligence means the pup can bark, cry and even show feelings in its anamatronic eyes. Plus it back flips. Does your real dog back flip? Thought not.

    £59.99

  • <p><b>LeapPad Ultra</b></p><p>The other tab on the market is aimed especially at four to nine year olds, has child-friendly settings and safety features and allows peer-to-peer chat and gaming functions, plus the usual books, camera and other features.</p><p>£119.99</p>
    6/10

    dream toys top christmas leap pad ultra

    LeapPad Ultra

    The other tab on the market is aimed especially at four to nine year olds, has child-friendly settings and safety features and allows peer-to-peer chat and gaming functions, plus the usual books, camera and other features.

    £119.99

  • <p><b>Flying Dairy by Flutterbye</b></p><p>For the girliest of girls, this fairy can really fly gracefully through the air (guided by your hand) and even grant wishes.</p><p>£34.99</p>
    7/10

    dream toys christmas top flying fairy

    Flying Dairy by Flutterbye

    For the girliest of girls, this fairy can really fly gracefully through the air (guided by your hand) and even grant wishes.

    £34.99

  • <p><b>Monsters High 13 Wishes Doll</b></p><p>From the new Monster High movie, these goulish dolls are set to be huge this Christmas. They include their own fangtastic fashion and jewellery and each doll comes with a brush, stand and lantern.</p><p>£22.99</p>
    8/10

    dream toys christmas top Monster High 12 wishes doll

    Monsters High 13 Wishes Doll

    From the new Monster High movie, these goulish dolls are set to be huge this Christmas. They include their own fangtastic fashion and jewellery and each doll comes with a brush, stand and lantern.

    £22.99

  • <p><b>Monopoly Empire</b></p><p>Monopoly for the brand generation. This set includes iconic brands such as Coca-Cola, McDonald's, XBOX and Samsung. Works like the classic game and can be played as a family (followed by the usual tantrums).</p><p>£19.99</p>
    9/10

    dream toys christmas top monopoly empire

    Monopoly Empire

    Monopoly for the brand generation. This set includes iconic brands such as Coca-Cola, McDonald's, XBOX and Samsung. Works like the classic game and can be played as a family (followed by the usual tantrums).

    £19.99

  • <p><b>Doc MacStuffins Doctor's Bag Playset</b></p><p>Encouraging imaginative play, this Doc's bag includes everthing a wannabe medic needs such as a play thermometre and syringe, plus all-important stickers for the brave patients.</p><p>£19.99</p>
    10/10

    dream toys christmas top doc mcstuffins

    Doc MacStuffins Doctor's Bag Playset

    Encouraging imaginative play, this Doc's bag includes everthing a wannabe medic needs such as a play thermometre and syringe, plus all-important stickers for the brave patients.

    £19.99

<p><b>City Coast Guard Patrol</b></p><p>There has to be a LEGO on the list and this year it's this water-themed set complete with submarine, helicopter and sharks. It might be for five-12 year olds, but we'll be stealing it come Boxing Day.</p>
<p><b>Robo Fishbowl</b></p><p>Goldfish forever dying on you? Instead of a real one, try a robotic version. Powered by an electromagnetic system, these fish can swim up, down, left, right and forward and never need cleaning out. There are four fish and four sharks to collect in wave one.</p>£14.99
<p><b>VTech Innotab 3S</b></p><p>The latest mulitimedia tablet designed especially for children includes a touch screen, camera, child-friendly wifi, g-sensor and creative, educational activities including games and e-books as well as TV shows and music.</p><p>£99.99</p>
<p><b>Furby Boom!</b></p><p>This new critter joins the Furby family and includes the ability to hatch digital furbling friends thanks to a matching app. Owners can play, feed and interact with both their physical critter and its digital hatchlings.</p><p>£59.99</p>
<p><b>Teksta Robotic Puppy</b></p><p>This robopup can bring love to all the children whose mean parents/annoying allergies mean they can't have a real dog. The artificial intelligence means the pup can bark, cry and even show feelings in its anamatronic eyes. Plus it back flips. Does your real dog back flip? Thought not.</p><p>£59.99</p>
<p><b>LeapPad Ultra</b></p><p>The other tab on the market is aimed especially at four to nine year olds, has child-friendly settings and safety features and allows peer-to-peer chat and gaming functions, plus the usual books, camera and other features.</p><p>£119.99</p>
<p><b>Flying Dairy by Flutterbye</b></p><p>For the girliest of girls, this fairy can really fly gracefully through the air (guided by your hand) and even grant wishes.</p><p>£34.99</p>
<p><b>Monsters High 13 Wishes Doll</b></p><p>From the new Monster High movie, these goulish dolls are set to be huge this Christmas. They include their own fangtastic fashion and jewellery and each doll comes with a brush, stand and lantern.</p><p>£22.99</p>
<p><b>Monopoly Empire</b></p><p>Monopoly for the brand generation. This set includes iconic brands such as Coca-Cola, McDonald's, XBOX and Samsung. Works like the classic game and can be played as a family (followed by the usual tantrums).</p><p>£19.99</p>
<p><b>Doc MacStuffins Doctor's Bag Playset</b></p><p>Encouraging imaginative play, this Doc's bag includes everthing a wannabe medic needs such as a play thermometre and syringe, plus all-important stickers for the brave patients.</p><p>£19.99</p>
Updated

Watch out Santa, from updated board games to ghoulish dolls, children's tablets and high-tech fun, your elves had better get busy! Here are the top 10 Dream Toys, in no particular order...