3095 Loyalty Circle
Columbus, OH 43219
614 729 4000
Full-time employees: 7,500
|Mr. Ralph J. Andretta||Pres, CEO & Director||3.28M||N/A||1962|
|Mr. Perry S. Beberman||Exec. VP & CFO||1.9M||N/A||1966|
|Ms. Tammy Michelle McConnaughey||Exec. VP of Operations & Credit Risk||1.36M||N/A||1974|
|Mr. Joseph L. Motes III||Exec. VP, Chief Admin. Officer, Gen. Counsel & Sec.||1.59M||N/A||1962|
|Ms. Valerie E. Greer||Exec. VP & Chief Commercial Officer||1.86M||N/A||1966|
|Mr. Jonathan Bryan Campbell||Sr. VP & Chief Accounting Officer||N/A||N/A||1973|
|Matt Brown||Sr. VP & CTO||N/A||N/A||N/A|
|Mr. Brian Vereb||Head of Investor Relations||N/A||N/A||N/A|
|Brandy Sullivan||Sr. VP, Chief People and Culture Officer||N/A||N/A||N/A|
|Mr. Greg Betchkal||Chief Risk Officer||N/A||N/A||N/A|
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.
Bread Financial Holdings, Inc.’s ISS governance QualityScore as of 30 March 2023 is 1. The pillar scores are Audit: 1; Board: 1; Shareholder rights: 1; Compensation: 5.