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What to do if you’re struggling to pay back your Help to Buy loan

The skyrocketing of inflation and mortgage rates has made it harder to pay off but there are things you can do

Atlas Copco AB (0XXT.IL)

IOB - IOB Delayed price. Currency in SEK

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121.29

+0.16

(+0.13%)

At close: 05:50PM BST

Currency in SEK

Earnings estimate	Current qtr. (Dec 2022)	Next qtr. (Mar 2023)	Current year (2022)	Next year (2023)
No. of analysts	9	3	23	23
Avg. Estimate	1.35	1.34	4.87	5.21
Low estimate	1.27	1.33	4.25	4.47
High estimate	1.44	1.35	5.18	5.7
Year ago EPS	1.04	1.02	3.85	4.87

Revenue estimate	Current qtr. (Dec 2022)	Next qtr. (Mar 2023)	Current year (2022)	Next year (2023)
No. of analysts	10	3	24	24
Avg. Estimate	38.62B	37.59B	137.93B	149.56B
Low estimate	35.97B	34.43B	126.36B	130.9B
High estimate	41.14B	39.57B	142.41B	162.37B
Year ago sales	29.53B	30.09B	110.91B	137.93B
Sales growth (year/est)	30.80%	24.90%	24.40%	8.40%

Earnings history	31/12/2021	31/03/2022	30/06/2022	30/09/2022
Est. EPS	1.02	1.05	1.33	1.18
Actual EPS	1.04	1.02	1.12	1.36
Difference	0.02	-0.03	-0.21	0.18
Surprise %	2.00%	-2.90%	-15.80%	15.30%

EPS trend	Current qtr. (Dec 2022)	Next qtr. (Mar 2023)	Current year (2022)	Next year (2023)
Current estimate	1.35	1.34	4.87	5.21
7 days ago	1.35	1.34	4.82	5.18
30 days ago	1.28	1.29	4.71	5.11
60 days ago	1.27	1.29	4.73	5.13
90 days ago	1.24	1.26	4.67	5.08

EPS revisions	Current qtr. (Dec 2022)	Next qtr. (Mar 2023)	Current year (2022)	Next year (2023)
Up last 7 days	N/A	N/A	2	2
Up last 30 days	7	2	19	16
Down last 7 days	N/A	N/A	N/A	N/A
Down last 30 days	N/A	N/A	N/A	N/A

Growth estimates	0XXT.IL	Industry	Sector(s)	S&P 500
Current qtr.	29.80%	N/A	N/A	N/A
Next qtr.	31.40%	N/A	N/A	N/A
Current year	26.50%	N/A	N/A	N/A
Next year	7.00%	N/A	N/A	N/A
Next 5 years (per annum)	9.10%	N/A	N/A	N/A
Past 5 years (per annum)	4.65%	N/A	N/A	N/A