How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

Samsung S&P GSCI Crude Oil ER Futures ETF (3175.HK)

HKSE - HKSE Delayed price. Currency in HKD

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6.665

+0.025

(+0.38%)

At close: 03:58PM HKT

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