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How to avoid tax creep in retirement

The state pension went up 8.5% in April, but frozen thresholds mean pensioners will be paying more tax

American Software, Inc. (ADWA.F)

Frankfurt - Frankfurt Delayed price. Currency in EUR

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18.70

0.00

(0.00%)

At close: 08:03AM CEST

Currency in EUR

Earnings estimate	Current qtr. (Oct 2021)	Next qtr. (Jan 2022)	Current year (2022)	Next year (2023)
No. of analysts	3	3	3	3
Avg. Estimate	0.07	0.07	0.32	0.4
Low estimate	0.06	0.06	0.3	0.36
High estimate	0.08	0.08	0.36	0.45
Year ago EPS	0.05	0.09	0.33	0.32

Revenue estimate	Current qtr. (Oct 2021)	Next qtr. (Jan 2022)	Current year (2022)	Next year (2023)
No. of analysts	3	3	3	3
Avg. Estimate	29.69M	30.12M	120.38M	131.14M
Low estimate	29.1M	29.3M	118.2M	129.1M
High estimate	30M	30.56M	121.93M	134.72M
Year ago sales	N/A	N/A	111.41M	120.38M
Sales growth (year/est)	N/A	N/A	8.10%	8.90%

Earnings history	31/10/2020	31/01/2021	30/04/2021	31/07/2021
Est. EPS	0.04	0.04	0.05	0.05
Actual EPS	0.05	0.09	0.11	0.11
Difference	0.01	0.05	0.06	0.06
Surprise %	25.00%	125.00%	120.00%	120.00%

EPS trend	Current qtr. (Oct 2021)	Next qtr. (Jan 2022)	Current year (2022)	Next year (2023)
Current estimate	0.07	0.07	0.32	0.4
7 days ago	0.07	0.07	0.32	0.4
30 days ago	0.06	0.07	0.3	0.37
60 days ago	0.06	0.06	0.25	0.36
90 days ago	0.06	0.06	0.25	0.36

EPS revisions	Current qtr. (Oct 2021)	Next qtr. (Jan 2022)	Current year (2022)	Next year (2023)
Up last 7 days	N/A	N/A	N/A	N/A
Up last 30 days	N/A	N/A	N/A	N/A
Down last 7 days	N/A	N/A	N/A	N/A
Down last 30 days	N/A	N/A	N/A	N/A

Growth estimates	ADWA.F	Industry	Sector(s)	S&P 500
Current qtr.	40.00%	N/A	N/A	N/A
Next qtr.	-22.20%	N/A	N/A	N/A
Current year	-3.00%	N/A	N/A	N/A
Next year	25.00%	N/A	N/A	N/A
Next 5 years (per annum)	16.00%	N/A	N/A	N/A
Past 5 years (per annum)	-1.26%	N/A	N/A	N/A