What is the true cost of the UK state pension?

To get a sense of the true value of the state pension, you can look at how much you would need to save to match it yourself

AmeriServ Financial, Inc. (ASRV)

NasdaqGM - NasdaqGM Real-time price. Currency in USD

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2.5900

-0.1500

(-5.47%)

At close: 04:00PM EDT

2.5900

0.00

(0.00%)

After hours:

04:00PM EDT

Major holders

Insider roster

Insider transactions

Currency in USD

Insider purchases - Last 6 months	Shares	Trans
Purchases	0	0
Sales	N/A	0
Net shares purchased (sold)	0	0
Total insider shares held	3.36M	N/A
% net shares purchased (sold)	N/A	N/A

Net institutional purchases - Prior quarter to latest quarter	Shares
Net shares purchased (sold)	N/A
% change in institutional shares held	N/A

Insider transactions reported - last two years

Insider	Transaction	Type	Value	Date	Shares
STOPKO JEFFREY A Officer	Purchase at price 2.53 per share.	Direct	5,060	12 Mar 2024	2,000
STOPKO JEFFREY A Officer	Purchase at price 2.74 per share.	Direct	5,480	27 Feb 2024	2,000
BLOOMINGDALE RICHARD W. Director	Purchase at price 2.85 per share.	Direct	4,916	23 Feb 2024	1,725
STOPKO JEFFREY A Officer	Purchase at price 2.94 per share.	Direct	5,880	21 Feb 2024	2,000
O MALLEY MARGARET A Director	Stock Award(Grant) at price 2.93 per share.	Direct	1,958	20 Feb 2024	668
KUNKLE KIM W Director	Stock Award(Grant) at price 2.93 per share.	Direct	4,103	20 Feb 2024	1,400
ONORATO DANIEL A. Director	Stock Award(Grant) at price 2.93 per share.	Direct	973	20 Feb 2024	332
BLOOMINGDALE RICHARD W. Director	Stock Award(Grant) at price 2.93 per share.	Direct	170	20 Feb 2024	58
STOPKO JEFFREY A Officer	Stock Award(Grant) at price 3.24 per share.	Direct	8,557	29 Dec 2023	2,641
O MALLEY MARGARET A Director	Stock Award(Grant) at price 2.85 per share.	Direct	1,940	20 Nov 2023	681
KUNKLE KIM W Director	Stock Award(Grant) at price 2.85 per share.	Direct	4,005	20 Nov 2023	1,406
ONORATO DANIEL A. Director	Stock Award(Grant) at price 2.85 per share.	Direct	963	20 Nov 2023	338
BLOOMINGDALE RICHARD W. Director	Stock Award(Grant) at price 2.85 per share.	Direct	168	20 Nov 2023	59
STOPKO JEFFREY A Officer	Purchase at price 2.56 per share.	Direct	5,120	31 Oct 2023	2,000
BLOOMINGDALE RICHARD W. Director	Purchase at price 2.56 per share.	Direct	2,448	26 Oct 2023	958
KUNKLE KIM W Director	Purchase at price 2.95 per share.	Indirect	8,850	14 Sept 2023	3,000
STOPKO JEFFREY A Officer	Purchase at price 2.97 per share.	Direct	8,910	13 Sept 2023	3,000
O MALLEY MARGARET A Director	Stock Award(Grant) at price 3.10 per share.	Direct	1,923	21 Aug 2023	621
KUNKLE KIM W Director	Stock Award(Grant) at price 3.10 per share.	Direct	3,971	21 Aug 2023	1,282
ONORATO DANIEL A. Director	Stock Award(Grant) at price 3.10 per share.	Direct	954	21 Aug 2023	308
BLOOMINGDALE RICHARD W. Director	Stock Award(Grant) at price 3.32 per share.	Direct	16,155	27 Jul 2023	4,866
HICKTON DAVID J. Director	Stock Award(Grant) at price 3.23 per share.	Direct	16,144	26 Jul 2023	4,998
STOPKO JEFFREY A Officer	Purchase at price 2.80 per share.	Direct	2,800	02 Jun 2023	1,000
HUERTH JAMES T Officer	Purchase at price 2.78 per share.	Direct	1,668	26 May 2023	600
O MALLEY MARGARET A Director	Stock Award(Grant) at price 2.85 per share.	Direct	1,898	22 May 2023	666
KUNKLE KIM W Director	Stock Award(Grant) at price 2.85 per share.	Direct	3,648	22 May 2023	1,280
ONORATO DANIEL A. Director	Stock Award(Grant) at price 2.85 per share.	Direct	664	22 May 2023	233
ADAMS J MICHAEL JR Director	Stock Award(Grant) at price 2.88 per share.	Direct	27,499	16 May 2023	9,557
O MALLEY MARGARET A Director	Stock Award(Grant) at price 2.88 per share.	Direct	27,499	16 May 2023	9,557
PASQUERILLA MARK E Director	Stock Award(Grant) at price 2.88 per share.	Direct	27,499	16 May 2023	9,557
SARGENT SARA A Director	Stock Award(Grant) at price 2.88 per share.	Direct	11,458	16 May 2023	3,982
KUNKLE KIM W Director	Stock Award(Grant) at price 2.88 per share.	Direct	27,499	16 May 2023	9,557
DENNISON ALLAN R Director	Stock Award(Grant) at price 2.88 per share.	Direct	11,458	16 May 2023	3,982
ONORATO DANIEL A. Director	Stock Award(Grant) at price 2.88 per share.	Direct	27,499	16 May 2023	9,557
BRADLEY AMY Director	Stock Award(Grant) at price 2.88 per share.	Direct	27,499	16 May 2023	9,557
STOPKO JEFFREY A Officer	Purchase at price 2.88 per share.	Indirect	8,640	08 May 2023	3,000
STOPKO JEFFREY A Officer	Stock Award(Grant) at price 2.91 per share.	Direct	175	02 May 2023	60
STOPKO JEFFREY A Officer	Purchase at price 3.86 per share.	Indirect	5,789	10 Mar 2023	1,500
LYNCH MICHAEL D Chief Financial Officer	Conversion of Exercise of derivative security at price 2.96 - 3.23 per share.	Direct	18,227	06 Mar 2023	6,061
HUERTH JAMES T Officer	Conversion of Exercise of derivative security at price 3.23 per share.	Direct	20,620	24 Feb 2023	6,384
O MALLEY MARGARET A Director	Stock Award(Grant) at price 4.01 per share.	Direct	1,898	21 Feb 2023	473
KUNKLE KIM W Director	Stock Award(Grant) at price 4.01 per share.	Direct	3,639	21 Feb 2023	907
ONORATO DANIEL A. Director	Stock Award(Grant) at price 4.01 per share.	Direct	662	21 Feb 2023	165
STOPKO JEFFREY A Officer	Purchase at price 4.05 per share.	Direct	7,630	08 Feb 2023	1,884
STOPKO JEFFREY A Officer	Purchase at price 4.00 - 4.08 per share.	Indirect	12,645	06 Feb 2023	3,116
STOPKO JEFFREY A Officer	Conversion of Exercise of derivative security at price 3.23 per share.	Direct	14,583	27 Jan 2023	4,515
STOPKO JEFFREY A Officer	Stock Award(Grant) at price 3.94 per share.	Direct	6,655	30 Dec 2022	1,689
DENNISON ALLAN R Director	Stock Award(Grant) at price 3.94 per share.	Direct	1,123	30 Dec 2022	285
O MALLEY MARGARET A Director	Stock Award(Grant) at price 4.05 per share.	Direct	1,879	21 Nov 2022	464
KUNKLE KIM W Director	Stock Award(Grant) at price 4.05 per share.	Direct	3,612	21 Nov 2022	892
ONORATO DANIEL A. Director	Stock Award(Grant) at price 4.05 per share.	Direct	660	21 Nov 2022	163
HUERTH JAMES T Officer	Sale at price 4.05 per share.	Direct	8,918	18 Nov 2022	2,202
STOPKO JEFFREY A Officer	Conversion of Exercise of derivative security at price 3.23 per share.	Direct	6,460	28 Oct 2022	2,000
KUNKLE KIM W Director	Purchase at price 3.80 per share.	Direct	2,751	03 Oct 2022	724
KUNKLE KIM W Director	Purchase at price 3.80 per share.	Direct	12,658	30 Sept 2022	3,331
KUNKLE KIM W Director	Purchase at price 3.80 per share.	Direct	2,679	28 Sept 2022	705
KUNKLE KIM W Director	Purchase at price 3.80 per share.	Direct	3,105	26 Sept 2022	817
KUNKLE KIM W Director	Purchase at price 3.80 per share.	Direct	2,671	31 Aug 2022	703
O MALLEY MARGARET A Director	Stock Award(Grant) at price 3.97 per share.	Direct	1,865	22 Aug 2022	470
KUNKLE KIM W Director	Stock Award(Grant) at price 3.97 per share.	Direct	3,203	22 Aug 2022	807
ONORATO DANIEL A. Director	Stock Award(Grant) at price 3.97 per share.	Direct	655	22 Aug 2022	165
KUNKLE KIM W Director	Purchase at price 3.92 per share.	Indirect	7,840	27 Jul 2022	2,000
KUNKLE KIM W Director	Purchase at price 3.80 per share.	Direct	836	19 Jul 2022	220
KUNKLE KIM W Director	Purchase at price 3.93 per share.	Direct	6,606	21 Jun 2022	1,681
KUNKLE KIM W Director	Purchase at price 3.93 per share.	Direct	766	16 Jun 2022	195
KUNKLE KIM W Director	Purchase at price 3.93 per share.	Direct	11,829	14 Jun 2022	3,010
HUERTH JAMES T Officer	Sale at price 4.07 per share.	Direct	3,545	07 Jun 2022	871
KUNKLE KIM W Director	Purchase at price 3.93 per share.	Direct	5,164	02 Jun 2022	1,314
HUERTH JAMES T Officer	Sale at price 4.05 per share.	Direct	1,328	25 May 2022	328
HUERTH JAMES T Officer	Sale at price 4.05 per share.	Direct	9,939	24 May 2022	2,454
O MALLEY MARGARET A Director	Stock Award(Grant) at price 4.04 per share.	Direct	1,852	23 May 2022	458
KUNKLE KIM W Director	Stock Award(Grant) at price 4.04 per share.	Direct	2,980	23 May 2022	737
ONORATO DANIEL A. Director	Stock Award(Grant) at price 4.04 per share.	Direct	449	23 May 2022	111
HUERTH JAMES T Officer	Sale at price 4.00 per share.	Direct	11,360	20 May 2022	2,840
KUNKLE KIM W Director	Purchase at price 3.93 per share.	Direct	1,179	19 May 2022	300
ADAMS J MICHAEL JR Director	Stock Award(Grant) at price 4.03 per share.	Direct	27,500	11 May 2022	6,816
ADAMS J MICHAEL JR Director	Stock Award(Grant) at price 4.03 per share.	Direct	27,500	11 May 2022	6,816
O MALLEY MARGARET A Director	Stock Award(Grant) at price 4.03 per share.	Direct	27,500	11 May 2022	6,816
PASQUERILLA MARK E Director	Stock Award(Grant) at price 4.03 per share.	Direct	27,500	11 May 2022	6,816
SARGENT SARA A Director	Stock Award(Grant) at price 4.03 per share.	Direct	27,500	11 May 2022	6,816
KUNKLE KIM W Director	Stock Award(Grant) at price 4.03 per share.	Direct	27,500	11 May 2022	6,816
DENNISON ALLAN R Director	Stock Award(Grant) at price 4.03 per share.	Direct	27,500	11 May 2022	6,816
ONORATO DANIEL A. Director	Stock Award(Grant) at price 4.03 per share.	Direct	27,500	11 May 2022	6,816
HUERTH JAMES T Officer	Sale at price 4.07 - 4.08 per share.	Direct	10,606	11 Mar 2022	2,605
STOPKO JEFFREY A Officer	Purchase at price 3.97 per share.	Direct	3,970	10 Mar 2022	1,000
O MALLEY MARGARET A Director	Stock Award(Grant) at price 4.48 per share.	Direct	1,536	22 Feb 2022	343
KUNKLE KIM W Director	Stock Award(Grant) at price 4.48 per share.	Direct	2,472	22 Feb 2022	552
HUERTH JAMES T Officer	Stock Award(Grant) at price 4.48 per share.	Direct	11	22 Feb 2022	2
ONORATO DANIEL A. Director	Stock Award(Grant) at price 4.48 per share.	Direct	372	22 Feb 2022	83
HUERTH JAMES T Officer	Conversion of Exercise of derivative security at price 2.75 per share.	Direct	31,356	17 Feb 2022	11,402
STOPKO JEFFREY A Officer	Conversion of Exercise of derivative security at price 2.75 per share.	Direct	13,483	31 Jan 2022	4,903
STOPKO JEFFREY A Officer	Purchase at price 3.86 per share.	Indirect	4,605	31 Dec 2021	1,193
DENNISON ALLAN R Director	Purchase at price 3.86 per share.	Direct	884	31 Dec 2021	229
HUERTH JAMES T Officer	Purchase at price 3.86 per share.	Direct	39	31 Dec 2021	10
KUNKLE KIM W Director	Purchase at price 3.75 - 3.84 per share.	Indirect	35,984	07 Dec 2021	9,500
HUERTH JAMES T Chief Executive Officer	Purchase at price 3.75 per share.	Direct	1,125	07 Dec 2021	300
KUNKLE KIM W Director	Purchase at price 3.81 - 3.85 per share.	Indirect	8,620	06 Dec 2021	2,241
KUNKLE KIM W Director	Purchase at price 3.80 per share.	Indirect	1,706	01 Dec 2021	449
KUNKLE KIM W Director	Purchase at price 3.78 - 3.83 per share.	Indirect	41,026	30 Nov 2021	10,810
O MALLEY MARGARET A Director	Purchase at price 3.81 per share.	Direct	1,525	22 Nov 2021	400
KUNKLE KIM W Director	Stock Award(Grant) at price 3.81 per share.	Direct	2,406	22 Nov 2021	631
ONORATO DANIEL A. Director	Purchase at price 3.81 per share.	Direct	370	22 Nov 2021	97
KUNKLE KIM W Director	Purchase at price 3.75 - 3.81 per share.	Indirect	26,423	19 Nov 2021	7,000
STOPKO JEFFREY A Director	Purchase at price 3.73 - 3.78 per share.	Direct	11,975	19 Nov 2021	3,177
KUNKLE KIM W Director	Purchase at price 3.73 - 3.80 per share.	Indirect	22,581	18 Nov 2021	6,000
STOPKO JEFFREY A Chief Executive Officer	Conversion of Exercise of derivative security at price 2.75 per share.	Direct	17,875	27 Oct 2021	6,500
O MALLEY MARGARET A Director	Stock Award(Grant) at price 3.89 per share.	Direct	1,515	16 Aug 2021	390
KUNKLE KIM W Director	Stock Award(Grant) at price 3.89 per share.	Direct	2,243	16 Aug 2021	577
ONORATO DANIEL A. Director	Purchase at price 3.89 per share.	Direct	366	16 Aug 2021	94
KUNKLE KIM W Director	Purchase at price 3.77 per share.	Indirect	88,297	29 Jul 2021	23,390
STOPKO JEFFREY A Officer	Purchase at price 3.77 per share.	Direct	3,769	27 Jul 2021	1,000
KUNKLE KIM W Director	Sale at price 3.81 per share.	Indirect	76,222	23 Jul 2021	20,000
HUERTH JAMES T Officer	Stock Award(Grant) at price 3.88 per share.	Direct	78	23 Jul 2021	20
KUNKLE KIM W Director	Purchase at price 3.90 per share.	Direct	22,985	25 Jun 2021	5,900
KUNKLE KIM W Director	Purchase at price 3.90 per share.	Direct	7,800	24 Jun 2021	2,000
KUNKLE KIM W Director	Purchase at price 3.90 per share.	Direct	390	22 Jun 2021	100
STOPKO JEFFREY A Officer	Purchase at price 4.04 per share.	Indirect	4,040	11 Jun 2021	1,000
ADAMS J MICHAEL JR Director	Stock Award(Grant) at price 4.25 per share.	Direct	24,997	20 May 2021	5,885
O MALLEY MARGARET A Director	Stock Award(Grant) at price 4.25 - 4.32 per share.	Direct	26,505	20 May 2021	6,234
PASQUERILLA MARK E Director	Stock Award(Grant) at price 4.25 per share.	Direct	24,997	20 May 2021	5,885
FORD CRAIG G Director	Stock Award(Grant) at price 4.25 per share.	Direct	24,997	20 May 2021	5,885
SARGENT SARA A Director	Stock Award(Grant) at price 4.25 per share.	Direct	24,997	20 May 2021	5,885
KUNKLE KIM W Director	Stock Award(Grant) at price 4.25 - 4.32 per share.	Direct	27,085	20 May 2021	6,368
DENNISON ALLAN R Chief Executive Officer	Stock Award(Grant) at price 4.25 per share.	Direct	24,997	20 May 2021	5,885
ONORATO DANIEL A. Director	Stock Award(Grant) at price 4.25 per share.	Direct	24,997	20 May 2021	5,885
ONORATO DANIEL A. Director	Purchase at price 4.32 per share.	Direct	220	17 May 2021	51
HUERTH JAMES T Officer	Sale at price 4.12 per share.	Direct	12,360	24 Feb 2021	3,000
O MALLEY MARGARET A Director	Stock Award(Grant) at price 4.02 per share.	Direct	1,498	22 Feb 2021	373
KUNKLE KIM W Director	Stock Award(Grant) at price 4.02 per share.	Direct	2,074	22 Feb 2021	516
ONORATO DANIEL A. Director	Purchase at price 4.02 per share.	Direct	219	22 Feb 2021	54
HUERTH JAMES T Officer	Conversion of Exercise of derivative security at price 2.28 per share.	Direct	6,840	09 Feb 2021	3,000
STOPKO JEFFREY A Officer	Conversion of Exercise of derivative security at price 2.28 per share.	Direct	3,420	02 Feb 2021	1,500
STOPKO JEFFREY A Officer	Conversion of Exercise of derivative security at price 2.28 per share.	Direct	3,420	11 Dec 2020	1,500
O MALLEY MARGARET A Director	Stock Award(Grant) at price 3.12 per share.	Direct	1,481	16 Nov 2020	474
KUNKLE KIM W Director	Stock Award(Grant) at price 3.12 per share.	Direct	2,051	16 Nov 2020	657
ONORATO DANIEL A. Director	Purchase at price 3.12 per share.	Direct	216	16 Nov 2020	69
DENNISON ALLAN R Director	Purchase at price 2.74 per share.	Indirect	2,737	11 Sept 2020	1,000
O MALLEY MARGARET A Director	Stock Award(Grant) at price 2.92 per share.	Direct	1,467	17 Aug 2020	502
KUNKLE KIM W Director	Stock Award(Grant) at price 2.92 per share.	Direct	2,031	17 Aug 2020	695
ONORATO DANIEL A. Director	Purchase at price 2.93 per share.	Direct	9,827	04 Aug 2020	3,353
O MALLEY MARGARET A Director	Stock Award(Grant) at price 3.02 per share.	Direct	1,456	18 May 2020	482
KUNKLE KIM W Director	Stock Award(Grant) at price 3.02 per share.	Direct	1,812	18 May 2020	600
ADAMS J MICHAEL JR Director	Stock Award(Grant) at price 2.99 per share.	Direct	24,998	13 May 2020	8,352
O MALLEY MARGARET A Director	Stock Award(Grant) at price 2.99 per share.	Direct	24,998	13 May 2020	8,352
PASQUERILLA MARK E Director	Stock Award(Grant) at price 2.99 per share.	Direct	24,998	13 May 2020	8,352
FORD CRAIG G Chairman of the Board	Stock Award(Grant) at price 2.99 per share.	Direct	24,998	13 May 2020	8,352
SARGENT SARA A Director	Stock Award(Grant) at price 2.99 per share.	Direct	24,998	13 May 2020	8,352
KUNKLE KIM W Director	Stock Award(Grant) at price 2.99 per share.	Direct	24,998	13 May 2020	8,352
DENNISON ALLAN R Chief Executive Officer	Stock Award(Grant) at price 2.99 per share.	Direct	24,998	13 May 2020	8,352
HUERTH JAMES T President	Conversion of Exercise of derivative security at price 1.73 per share.	Direct	25,950	11 May 2020	15,000

FTSE 1008,048.88+25.01(+0.31%)

FTSE 25019,697.17+97.78(+0.50%)

AIM752.39+3.21(+0.43%)

GBP/EUR1.1594+0.0005(+0.04%)

GBP/USD1.2363+0.0013(+0.10%)

Bitcoin GBP53,538.95+210.13(+0.39%)

What is the true cost of the UK state pension?

AmeriServ Financial, Inc. (ASRV)

Insider transactions

Insider transactions reported - last two years

FTSE 100
8,048.88
+25.01(+0.31%)

FTSE 250
19,697.17
+97.78(+0.50%)

AIM
752.39
+3.21(+0.43%)

GBP/EUR
1.1594
+0.0005(+0.04%)

GBP/USD
1.2363
+0.0013(+0.10%)

Bitcoin GBP
53,538.95
+210.13(+0.39%)