How to cope with bills out of the blue when you really can’t afford it

Two in five people have faced an unexpected bill at some point in the past 12 months

Baillie Gifford Shin Nippon (BGS.L)

LSE - LSE Delayed price. Currency in GBp

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146.80

+1.80

(+1.24%)

As of 09:28AM BST. Market open.

Major holders

Currency in GBp

1.59%	% of shares held by all insiders
15.90%	% of shares held by institutions
16.16%	% of float held by institutions
49	Number of institutions holding shares

Holder	Shares	Date reported	% out	Value
SSgA SPDR ETFS Europe I-SPDR FTSE UK All Share ETF	113,300	28 Feb 2022	0.04%	195,329
SSgA SPDR ETFS Europe I-SPDR FTSE UK All Shares UCITS ETF	113,300	28 Feb 2022	0.04%	195,329
HSBC FTSE 250 UCITS ETF	43,021	31 Dec 2021	0.01%	95,076