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How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

American Funds Growth and Inc ABLE-F-2 (CGLGX)

Nasdaq - Nasdaq Delayed price. Currency in USD

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18.57

-0.01

(-0.05%)

As of 08:05AM EDT. Market open.

Min. initial investment250

Min. initial investment, IRA0.25

Min. initial investment, AIP2.5

Min. subsequent investment250

Min. subsequent investment, IRA0.25

Min. subsequent investment, AIPN/A

JP MORGAN NO-LOAD TRANSACTION FEE

JPMorgan