How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

UBS ETC Notes linked to the UBS Bloomberg CMCI Corn Hedged EUR Total Return Index (CRNE.L)

LSE - LSE Delayed price. Currency in EUR

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543.18

-1.46

(-0.27%)

As of 04:30PM BST. Market open.