How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

Dropbox, Inc. (DBX)

NasdaqGS - NasdaqGS Real-time price. Currency in USD

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21.71

-0.56

(-2.51%)

At close: 04:00PM EDT

22.00

+0.29

(+1.34%)

Pre-market:

09:10AM EDT