How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

BMO REX MicroSectors FANG Index 3X Inverse Leveraged ETN (FNGD)

NYSEArca - Nasdaq Real-time price. Currency in USD

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30.86

-0.84

(-2.65%)

As of 11:01AM EDT. Market open.