How to avoid tax creep in retirement

The state pension went up 8.5% in April, but frozen thresholds mean pensioners will be paying more tax

HubSpot, Inc. (HUBS)

NYSE - Nasdaq Real-time price. Currency in USD

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633.85

-3.78

(-0.59%)

At close: 04:00PM EDT

633.00

-0.85

(-0.13%)

After hours:

05:49PM EDT

In the money

Show:ListStraddle

Strike:580.00

Callsfor19 April 2024

Contract name	Last trade date	Expiry date	Last price	Bid	Ask	% change	Volume	Open interest	Implied volatility
HUBS240419C00580000	2024-04-09 12:27PM EDT	2024-04-19	89.65	52.40	58.60	-	1	5	63.01%
HUBS240517C00580000	2024-04-04 9:37AM EDT	2024-05-17	76.30	65.90	71.70	-	11	6	54.49%
HUBS240621C00580000	2024-03-19 12:35PM EDT	2024-06-21	63.38	77.80	85.00	-	1	76	52.04%
HUBS250117C00580000	2024-03-07 10:54AM EDT	2025-01-17	115.55	141.00	149.00	-	1	60	55.60%
HUBS251219C00580000	2024-03-08 2:37PM EDT	2025-12-19	166.78	183.00	192.00	-	1	1	51.68%

Putsfor19 April 2024

Contract name	Last trade date	Expiry date	Last price	Bid	Ask	Change	% change	Volume	Open interest	Implied volatility
HUBS240419P00580000	2024-04-16 2:29PM EDT	2024-04-19	0.90	0.30	3.30	-0.30	-25.00%	2	81	64.45%
HUBS240517P00580000	2024-04-16 2:25PM EDT	2024-05-17	13.70	12.00	13.20	+4.52	+49.24%	55	19	46.74%
HUBS240621P00580000	2024-04-12 3:07PM EDT	2024-06-21	15.65	18.70	23.50	0.00	-	4	25	43.90%
HUBS240920P00580000	2024-04-16 3:45PM EDT	2024-09-20	34.30	30.60	36.70	+9.30	+37.20%	2	6	37.67%
HUBS250117P00580000	2024-04-15 12:55PM EDT	2025-01-17	36.40	39.10	47.00	0.00	-	1	91	33.66%
HUBS251219P00580000	2024-02-13 4:57PM EDT	2025-12-19	101.89	86.00	94.00	0.00	-	2	6	38.35%