How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

Targets Trust XXIV TARGETS 7%INTC (TOI)

NasdaqCM - NasdaqCM Delayed price. Currency in USD

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0.4504

-0.0143

(-3.08%)

At close: 04:00PM EDT

0.4506

+0.00

(+0.04%)

After hours:

07:14PM EDT