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How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

Vanguard MSCI Index International Shares (Hedged) ETF (VGAD.XA)

Cboe AU - Cboe AU Real-time price. Currency in AUD

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102.50

+0.15

(+0.15%)

At close: 03:59PM AEST

Previous close	102.35
Open	102.43
Bid	0.00 x N/A
Ask	0.00 x N/A
Day's range	102.36 - 102.50
52-week range	80.95 - 103.42
Volume	5,710
Avg. volume	3,948

Net assets	N/A
NAV	N/A
PE ratio (TTM)	N/A
Yield	N/A
YTD daily total return	N/A
Beta (5Y monthly)	N/A
Expense ratio (net)	N/A
Inception date	N/A

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