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How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

The Home Depot, Inc. (HD)

NYSE - Nasdaq Real-time price. Currency in USD

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329.82

+1.55

(+0.47%)

As of 02:41PM EDT. Market open.

In the money

Show:ListStraddle

Strike:170.00

Callsfor7 June 2024

Contract name	Last trade date	Expiry date	Last price	Bid	Ask	% change	Volume	Open interest	Implied volatility
HD240621C00170000	2024-01-24 10:33AM EDT	2024-06-21	180.75	200.80	204.30	-	10	31	525.93%
HD241115C00170000	2024-05-13 11:25AM EDT	2024-11-15	175.91	159.90	163.45	-	8	0	59.41%
HD250117C00170000	2023-12-04 12:31PM EDT	2025-01-17	157.44	169.70	174.45	-	1	0	83.15%
HD250620C00170000	2023-12-19 10:44AM EDT	2025-06-20	184.85	188.00	192.35	-	3	5	93.07%
HD260116C00170000	2024-05-28 12:36PM EDT	2026-01-16	161.70	161.50	165.50	-	2	2	40.63%

Putsfor7 June 2024

Contract name	Last trade date	Expiry date	Last price	Bid	Ask	% change	Volume	Open interest	Implied volatility
HD240621P00170000	2024-01-18 3:42PM EDT	2024-06-21	0.17	0.00	0.29	-	2	35	125.00%
HD240816P00170000	2024-05-17 3:25PM EDT	2024-08-16	0.15	0.00	0.43	-	1	1	63.28%
HD240920P00170000	2024-02-15 2:59PM EDT	2024-09-20	0.20	0.00	0.71	-	2	3	55.59%
HD250117P00170000	2024-06-03 10:28AM EDT	2025-01-17	0.20	0.09	0.33	-	1	29	37.96%
HD250620P00170000	2024-04-11 3:27PM EDT	2025-06-20	1.48	0.00	5.00	-	1	3	48.96%
HD260116P00170000	2024-05-09 12:16PM EDT	2026-01-16	2.43	0.65	3.20	-	15	21	35.21%