Yahoo Finance Property: 9 homes that you can get with Help to Buy
The Help to Buy equity loan scheme was introduced in April 2013 to assist people purchasing new build homes in England priced up to £600,000. As long as they have a 5% deposit and pass affordability checks, they can borrow up to 20% of the cost, and pay no interest for five years. In 2016 the loan was doubled to 40% in London and last year the scheme was restricted to first-time buyers only, with lower regional price caps brought in everywhere but the capital. Now it’s coming to an end and the deadline for reservations is 31st October for completions by 31st March. Stock is limited but Help to Buy’s available on all these properties, so sign up now and you’ll soon have the keys to a place of your own.
1. North East, Wellfield Rise, Wingate, Country Durham, from £159,995
Just four three-bedroom semi-detached houses are available with Help to Buy at this fast-selling development, a 20 minute drive from Durham city centre and 10 minutes from Dalton Park, the north east’s largest shopping outlet. Each has an all-in-one kitchen/dining room, a separate living room, a cloakroom, family bathroom and off-street parking, via Bellway.
2. North West, High Definition, Media City, Salford, Manchester, from £193,500
One-bedroom Help to Buy apartments in Manchester’s creative hub, close to media giants ITV and the BBC. They include floor-to-ceiling windows, open plan kitchen/living rooms with Amtico timber-effect floors and carpeted bedrooms with built-in wardrobes. Residents can access an impressive range of amenities – a 24-hour concierge, co-working spaces, informal areas for socialising, a communal garden and a conservatory-style terrace lounge. From Latimer Homes.
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3. East Midlands, The Meadows, Dunholme, Lincoln, from £204,950
Two and three-bedroom semi-detached houses fall within the region’s Help to Buy threshold of £261,900 at this development in a historic village on the outskirts of Lincoln. All feature open plan layouts, ground floor cloakrooms, integrated kitchen appliances and paved patios, and the three-bedders include an ensuite as well as a family bathroom. By Chestnut Homes.
4. Yorkshire and the Humber, Woodlands View, Bradford, West Yorkshire, £218,995
Only two miles from the centre of Bradford, this development contains an area of protected woodland and is close to Lister Park, one of the city’s biggest green spaces. Help to Buy’s offered on a semi-detached Kendal house type consisting of a kitchen/diner leading through to a living room, a cloakroom, three bedrooms, a family bathroom and tons of storage. Contact Keepmoat Homes.
5. West Midlands, Harvest Grove, Featherstone, South Staffordshire, £254,995
If you want the benefits of lateral, single storey living plus the size of garden you’d normally associate with a house, don’t miss this rare opportunity to snap up a charming bungalow using Help to Buy. Located in a development on the edge of a rural village surrounded by rolling fields yet only five miles from Wolverhampton, it comprises two double bedrooms, a contemporary bathroom, a kitchen/diner and a living room with French doors leading out to a sunny south-facing garden, and comes with two parking spaces. Find out more from Countryside Properties.
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6. South East, Fontwell Meadows, Fontwell, West Sussex, from £260,000
Depending on budget, there’s the choice of two-bedroom apartments or three-bedroom houses, all with flooring, appliances and parking, in a well-connected village between Arundel and Chichester. Fontwell is known for its racecourse while Barnham, down the road, has a post office, shop, pharmacy, pub and a station with direct trains into London. Get in touch with Dandara.
7. South West, Factory No 1, Bedminster, Bristol, £297,000
You’ll find this one-bedroom apartment on the third floor of a Regent House, part of a former tobacco factory that’s being transformed by heritage developer City & Country into a collection of stylish conversions, alongside five new blocks, all set around courtyard gardens. It incorporates a roomy kitchen/sitting room/dining area fitted with integrated Smeg appliances, a utility cupboard, built-in bedroom wardrobes and that WFH essential, high-speed broadband. For sale through Savills.
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8. East of England, Fieldfare Meadow, Badwell Ash, Suffolk, from £375,000
A pair of three-bedroom linked-detached Strutton houses, each with two-bathrooms, a good-sized kitchen/dining room, a living room and garage are on offer with Help to Buy in this thriving mid-Suffolk village, which has a pub, post office, play area and well-used village hall. Primary and secondary schools are nearby, and walking and cycling routes and wildlife havens are virtually on the doorstep. Contact Denbury Homes.
9. London, Lightfield Apartments, Barnet, London EN5, from £395,000
With a 5% deposit and a 40% London Help to buy loan, you’ll only need a 55% loan-to-value mortgage on these newly-launched one and two-bedroom apartments from Shanly Homes. In the heart of Barnet town centre and in walking distance of High Barnet tube station, they include airy open plan kitchen/living areas and, in most cases, a balcony or terrace. Find out more from Hamptons.
