How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

MSCI EUROPE QUALITY TIL GRTR EU (^146435-EUR-GRTR)

MSCI - MSCI Real-time price. Currency in USD

Add to watchlist

4,741.25

+36.32

(+0.77%)

As of 06:07AM EDT. Market open.