How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

Union APEC Balanced USD ND (0P0001OAU3)

OTC Markets OTCPK - OTC Markets OTCPK Delayed price. Currency in USD

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9.89

+0.09

(+0.92%)

At close: 04:00PM EDT

Min. initial investment3,000

Min. initial investment, IRAN/A

Min. initial investment, AIPN/A

Min. subsequent investment0

Min. subsequent investment, IRAN/A

Min. subsequent investment, AIPN/A

N/A