Central banks in UK, Europe and US all raising rates
Shell has has more than doubled its annual profit to a record $39.9bn (£32.2bn) as the war in Ukraine and the energy crisis fuelled oil and natural gas prices.
Unsuitable or poor advice can cost people a lot of money, the Financial Conduct Authority said.
Shell said it paid 134 million dollars (£109 million) through the UK windfall tax last year, representing a fraction of its mammoth profit.