How to choose between saving and investing your money

Does it make sense to compare long term averages of investments with the peak of savings rates?

HTBX Zunyi Interval Bd (0P0001DZLQ.SZ)

Shenzhen - Shenzhen Delayed price. Currency in CNY

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1.0937

+0.0001

(+0.01%)

At close: 04:00AM CST

Min. initial investment1

Min. initial investment, IRAN/A

Min. initial investment, AIPN/A

Min. subsequent investment0

Min. subsequent investment, IRAN/A

Min. subsequent investment, AIPN/A

N/A