How to have a more affordable Christmas

If the cost of Christmas is looming large in your life, here are five things you can do right now to avoid overspending

Financial

Symbol	Name	Last price	Market time	Change	% change	Volume	Market cap
BARC.L	Barclays PLC	147.62	5:18PM BST	-3.12	-2.07%	36.549M	24.73B
HSBA.L	HSBC Holdings plc	472.40	4:45PM BST	-9.55	-1.98%	37.506M	95.907B
RBS.L		N/A	N/A	N/A	N/A	N/A	N/A
LLOY.L	Lloyds Banking Group plc	42.85	5:08PM BST	-0.26	-0.61%	153.709M	30.437B
C	Citigroup Inc.	43.84	4:03PM EDT	-0.57	-1.28%	15.458M	86.99B
PRU.L	Prudential plc	926.80	5:18PM BST	-19.40	-2.05%	8.047M	25.454B
AV.L	Aviva plc	405.50	5:08PM BST	-3.20	-0.78%	5.602M	15.27B
LGEN.L	Legal & General Group Plc	225.70	5:08PM BST	-9.30	-3.96%	13.108M	13.475B
STAN.L	Standard Chartered PLC	582.60	5:08PM BST	-5.40	-0.92%	8.345M	17.939B
SL.L		N/A	6:07PM EDT	N/A	N/A	N/A	N/A
DBK.DE	Deutsche Bank Aktiengesellschaft	7.93	5:35PM CEST	-0.14	-1.69%	10.869M	16.622B
CBK.DE	Commerzbank AG	7.35	5:35PM CEST	-0.29	-3.85%	3.739M	9.208B
SAN.MC	Banco Santander, S.A.	2.5755	5:35PM CEST	-0.0610	-2.31%	36.283M	43.902B
JPM	JPMorgan Chase & Co.	110.39	4:00PM EDT	-1.38	-1.23%	10.942M	334.298B
WFC	Wells Fargo & Company	43.31	4:03PM EDT	-0.23	-0.53%	15.871M	172.687B
GS	The Goldman Sachs Group, Inc.	309.00	4:00PM EDT	-5.87	-1.86%	1.993M	103.076B
MS	Morgan Stanley	83.11	4:03PM EDT	-0.86	-1.02%	5.956M	149.133B
AXP	American Express Company	144.37	4:03PM EDT	-1.09	-0.75%	2.074M	111.823B